Ray Ochoa

Sales Manager
NMLS # 214114
State Lic AZ #0915882
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CONTACT INFORMATION

1375 West 16th Street
Suite B
Yuma, AZ 85364
Mobile: (928) 246-5937
Direct: (928) 247-9089

Meet Ray Ochoa


Ray is the Sales Manager and Loan Officer for Academy Mortgage Corporation in Yuma, Arizona. Ray has over 20 years of experience in mortgage lending as both a mortgage broker and as a mortgage banker. Additionally, Ray also has over 30 years of business experience in Yuma as an owner of another business in the private business sector.

What is important:
Building client relationships is the cornerstone of Ray's business philosophy. His highly evolved customer service and problem solving skills enable him to provide all of his clients with an accurate, credible, patient, and principled experience when he works with them to obtain their dream home, or to re-finance their current home. Ray prides himself on his integrity and honesty, and has had the great fortune to make innumerable life-long friends in his many years in business.

Handing out Keys To Home Ownership



Client Education:
One unique component of Ray's remarkable and passionate customer service, is in how he provides a qualified education experience for his clients. He does this via classes, seminars and in assisting them in to strategizing their best credit position for their needs. Ray has a tenured approach to working with a range of needs: anything from first-time homebuyers to navigating complicated transactions. These are all specialized purchases that Ray is uniquely qualified to guide his clients through.

Personally Speaking…
Ray has been a resident of Yuma for the past 48 years. He attended the University of Arizona and majored in Business Management. Ray and his wife Alison, attended Kofa High School and the UofA together. Although they are empty nesters, between them they have three children. Tyler, with his love of improv comedy, is residing in Mesa, AZ. Kayla, is recently graduated from NAU is residing in Flagstaff, AZ. Connor, is pursuing a music career, and residing in Nashville, TN.

Home Mortgage Tools

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Ray is my go-to loan officer when I need financing assistance for a client. He is highly knowledgeable in an industry that seems to be changing day after day. He takes time to meet each clients unique needs. He has given hope to several first time home buyers who thought the dream of owning home would never happen for them. I'm looking forward to "opening doors" for many more people in the future with the help of Ray Ochoa and Academy Mortgage!

—Robert Tuggle - Realtor

Continue with business as usual. Treating my clients with skill and care as you always have done! Ray is my go-to loan officer when I need financing assistance for a client. He is highly knowledgeable in an industry that seems to be changing day after day. He takes time to meet each clients unique needs. He has given hope to several first time home buyers who thought the dream of owning home would never happen for them. I'm looking forward to "opening doors" for many more people in the future with the help of Ray Ochoa and Academy Mortgage!

—Robert Tuggle - Realtor

He is willing to work with clients over the long haul to correct negative credit issues and advise them on what to do and when to do it. One of the recent closings had been slowly moving ahead for at least 3 years and another for almost the same period of time. The client always felt that Ray was their loan officer because he maintained contact and showed inordinate patience with their situations. Thanks.

—Sandra Griffin

Ray and his team were very helpful made it simple and we would and will recommend them to everyone.

—Charles Van Buren

Thank you for Blessing me with my new home, there was no way I could have realized my dream without ACADEMY MORTGAGE. Thank you Ms Stephens??

—Jeanetta Stephens

Charming good looks and personality. Always there when I need him. Excellent communication and follow-up.

—Mike Bowling - Realtor

The service at Academy far exceeded my expectations. The communication was amazing, their customer service was perfect and the entire experience was flawless.

—Regina Carey

Nice job, thank you!

—Ray Face

When I referred my soon to be Son in Law to Ray Ochoa I could not have been more impressed. Ray was Professional in all aspects of the transaction. Ray made Albert feel like he was a person not a child or a number. For that I will refer everyone to Ray and Derek at Academy Mortgage.

—Sandy Ramos

My wife and I had lost our home four years ago and we did not think we.would be able to purchase a home again but academy mortgage helped and advised us on how to rebuild our credit and got us the right loan. Thank You again Ray Ochoa and The Academy Mortgage Team

—Ricardo Portillo

There was no worry about getting approved for the loan or on the day I wished to close. I will be recommending this company to others I know moving to the area.

—Kelley Caudle

I am only as good as the people that surround me. I have chosen Ray Ochoa and Academy Mortgage as my primary lender. They have never let me down and my clients have made a new friend. Its personal and that's what I like the most. Ray Ochoa is a Rock star. I have used him 14 years and I will continue to use him as my primary go to loan officer.

—John Endres - Realtor

The experience was a pleasure, however the paperwork was a little overwhelming. Everyone we worked with was great.

—Neil Cox