Cornerstones of Success

When it comes to helping individuals and families achieve successful homeownership, Academy is 1st CHOICE. For over 30 years, we have delivered exceptional mortgage service, in-house loan fulfillment, a broad portfolio of products and tools, and integrity-based mortgage banking.

Rick Ervin

Branch Manager
NMLS # 169457
State Lic MI #169457
Rick_Ervin_637904520996395408
Se habla español.

Rick Ervin is a Mortgage Loan Officer serving Mt. Pleasant, Michigan.
He has been in the mortgage industry for over 22 years; helping people like you obtain their goal of sustainable homeownership. Rick truly understands that mortgages and lending can be unfamiliar territory for many.

Over the years he has had the opportunity of working with people who have a wide variety of situations and has helped them achieve their financing goals. Whether you are a first—time homebuyer, refinancing or buying your third investment property, Rick will guide you through the loan process seamlessly by providing quality communication and advice. Rick can provide a wide range of home loan options that makes the most sense for your situation.

What are the benefits of working with an Academy Mortgage Loan Officer? The thing that makes Academy so great to work with is that we are a direct lender. This means each branch and regional office is equipped to complete the entire loan process in—house. Rick will be in control of your loan file throughout the entire process. This system allows for continuous communication and has given us a proven track record of closing loans quickly and efficiently.

Download Rick’s My Mortgage: Mobile App today for a trusted mortgage calculator and his contact information.

Does it sound too good to be true? See Rick’s impressive rating and reviews on Experience.com

Rick offers Conventional, FHA, VA, USDA, MSHDA, or down payment assistance loans servicing the Central Michigan area and beyond including Alma, Ithaca, Saint Louis, Clare, Gladwin, Houghton Lake, Higgins Lake, Grayling, Big Rapids, Greenville, and Gaylord.

Your Home Value

Find out what your current home is worth.

Home Mortgage Tools

Placeholder

How much will my fixed rate mortgage payment be?

This calculator computes the payments (principal and interest), based on home price, down payment, and other factors.

Placeholder

How much mortgage might I qualify for?

This calculator computes the finance amount, based on income, expenses, credit rating, and other factors.

Placeholder

How much home can I afford?

This calculator computes the most expensive house you can buy, based on the highest payment you can afford.

Placeholder

How much will I save by increasing my mortgage payment?

Increasing your payment will reduce the principal on your mortgage, the total amount of interest you’ll pay, and the number of payments.

Print page

VIDEOS

Watch these videos to learn more about your loan.

Can You Relate? Celebrate the Downsize

Can You Relate? Celebrate the Downsize

renovation-thumb

Renovation Loans

Academy-Title

Welcome to Academy Mortgage