Robert Kurugian

Branch Manager
NMLS # 187801
State Lic CA #CA-DOC187801
2018123_robert_kurugian_Robert New


401 South Curry Street
Tehachapi, CA 93561
Mobile: (661) 345-5858
Direct: (661) 823-8383
Fax number: (661) 823-8380

Mortgage services you can trust and depend on. I learned a long time ago that there is so much more to the mortgage business than crunching numbers and calculating interest rates. It’s about helping people realize their dreams. I don’t trust my dreams to just anyone, and I don’t expect you to either. That is why I would like an opportunity to demonstrate my knowledge and ability, as well as earning your friendship and trust. So, you can do business with someone who values your dreams as much as you do.  

Home Mortgage Tools

How much will my fixed rate mortgage payment be?

This calculator computes the payments (principal and interest), based on home price, down payment, and other factors.

How much mortgage might I qualify for?

This calculator computes the finance amount, based on income, expenses, credit rating, and other factors.

How much home can I afford?

This calculator computes the most expensive house you can buy, based on the highest payment you can afford.

How much will I save by increasing my mortgage payment?

Increasing your payment will reduce the principal on your mortgage, the total amount of interest you’ll pay, and the number of payments.

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We are proud to be one of the top independent purchase lenders in the country. We achieved this distinction by continually providing exceptional customer service and by following responsible lending practices, especially in today's rapidly changing economy.

—Adam Kessler, CEO, Academy Mortgage