Rock Reber

Loan Officer
NMLS # 219368
State Lic UT #5504817

Hello, my name is Rock Reber. My goal is to help you find the right mortgage to fit your financial needs. I have been in the mortgage business for six years, with experience in all types of mortgage products; Conforming, Jumbo, FHA, VA, Rural Housing, Bond and HomePath. I know one loan does not fit everyone's needs, that's why I work hard to find the correct loan that fits your specific needs.



Please contact me today to discuss different loan strategies and current rates. I look forward to working with you.

Direct 435-862-9556, email


I have four unique values that I use in my business. These values help make your home purchase or refinance process as smooth as possible.

Service - I work with referral sources to make sure everyone is on the same page. I put myself in my client's shoes so I understand what they're going through and work hard to make it as effortless as possible for them. I guide my clients through the process and present them with several options to meet their financial goals.

Process - I strive to enhance my client's home buying experience and eliminate stress. To save time, I can conveniently pre-qualify and pre-approve my clients before they start the looking process. By getting pre-qualified before you look for property, you confirm you are a serious buyer. I make the process easy and stress free.

Product - With so many products available, I am confident that we have a product that will meet my client's needs.

Knowledge - My understanding of the marketplace will assist my clients in finding the right loan to fit their needs. I offer competitive rates and fees combined with one-stop-shopping convenience. My team and I can ensure you are paired with the best option to meet your financial objectives for now and in the future.

We are the only lender in Southern Utah that has in-house processing, underwriting. Your loan does not leave our office,which gives us complete control over your loan.

Please call me today to get started on your dream of a new home.

Home Mortgage Tools


How much will my fixed rate mortgage payment be?

This calculator computes the payments (principal and interest), based on home price, down payment, and other factors.


How much mortgage might I qualify for?

This calculator computes the finance amount, based on income, expenses, credit rating, and other factors.


How much home can I afford?

This calculator computes the most expensive house you can buy, based on the highest payment you can afford.


How much will I save by increasing my mortgage payment?

Increasing your payment will reduce the principal on your mortgage, the total amount of interest you’ll pay, and the number of payments.

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We are proud to be one of the top independent purchase lenders in the country. We achieved this distinction by continually providing exceptional customer service and by following responsible lending practices, especially in today's rapidly changing economy.

—Adam Kessler, Chairman of the Board, Academy Mortgage