Ronald Humphreys

Loan Officer
NMLS # 210864
State Lic TX #210864
2014319_ronald_humphreys_s42497ca111982_15
HI! My name is Ronald Humphreys. I have been a Loan Officer in the Rio Grande Valley for over 17 years. My staff and I are knowledegable about the Valley, its businesses and its workings. Together we are ready to serve you the best we can and possibly get you into the home you are seeking.We are familiar with all loan types: FHA, VA, Conventional, Jumbo, Construction and State Down Payment Assistance type loans.Please give us a try and complete your FREE PREQUALIFICATION. We are proud to return our calls and keep you informed as the process of purchasing a home proceeds. We will walk by your side with you to make sure sure the best customer care is received.In advance thanks for the opportunity to serve you. Sincerely, Ronald Humphreys, Senior Loan OfficerAffiliate to the Brownsville Board of Realtors since 1997Affiliate of the Year on more than 3 ocassions through the Brownsville Board of Realtors & amp; Women's Councile of RealtorsActive Members of the Borwnsville Chamber of Commerce since 1997.

Home Mortgage Tools

How much will my fixed rate mortgage payment be?

This calculator computes the payments (principal and interest), based on home price, down payment, and other factors.

How much mortgage might I qualify for?

This calculator computes the finance amount, based on income, expenses, credit rating, and other factors.

How much home can I afford?

This calculator computes the most expensive house you can buy, based on the highest payment you can afford.

How much will I save by increasing my mortgage payment?

Increasing your payment will reduce the principal on your mortgage, the total amount of interest you’ll pay, and the number of payments.

Print page

Everyone in the office was very helpful! Ronnie was very accommodating and available to us for any questions or concerns. We had a terrific experience!

—Bryan Morrell

Mr Humphreys was there to answer any single question we had throughout the process. Mr. Humphreys and his team provided us with high quality customer service in a timely fashion. We are super excited and grateful for the services provided.

—Miguel Garrido

Sandy, Ronald and the whole team at Academy Mortgage were awesome. We could not have asked for better customer service. We were treated first class and felt like they were on our side every step of the way. We will definitely recommend them to family and friends, and will always be grateful for their work.

—Leonel Gaitan

I expected this to be very difficult. Ronnie made sure it was a walk in the park!

—Genesis Alvarado

I am extremely satisfied with Academy Mortgage. Mr Humphreys and Michelle made it an easy process from beginning to end. I will definitely recommend this mortgage company to all my family and friends.

—Lina Castillo

Reliable, honest, knowledgeable, and kind people to work with. They facilitated our goals to get our first home.

—Viridiana Solano

Sandy was great. She would communicate with me via text when I was not able to answer the phone. I love that she was always telling how the process was going. Also they were great in helping me find the best insurance for my home. I will be recommending Academy Mortgage to my friends.

—Blanca Uribe

It was an honored to be part of the Ronald Humphreys team during my loan process with academy mortgage.

—Roberto Guerra

Ronnie was great. He even made time to stop by my home and get paperwork well after working hours. Great team. Very polite and helpful!

—Russell St. Peter

This was our third home purchase using Ronnie and Academy Mortgage. This purchase was 350 miles away from their Brownsville office and he and his team worked seamlessly to have us ready to close way before we were scheduled. We will definitely go back to Ronnie no matey where we are to purchase our next home

—Jason Furgatch

Ronnie is great and so is the entire team at Academy in Brownsville

—Edwin Tyler

Excellent service, and very helpful, friendly, and supportive staff. Mr. Humphreys even took some time on Thanksgiving weekend to answer questions we had on the closing Documents We still closed on time even though it was just after the Thanksgiving weekend, and we closed from overseas.

—David Pedersen

Great overall experience. Ronnie went above and beyond!

—Lecia Chaney

—Norma Jean Sorola

Smoothest transaction ever!!!

—Linda Pierce

Everyone was very helpful from start to finish. Ronnie is excellent and an expert in his field. He is informative, knowledgeable and was a joy to work with. I will recommend Ronnie and his staff to anyone in need of obtaining a home loan.

—Marie Gavito

As a first time home buyer I can say that I enjoyed every second of the loan process. My team was great! Ronnie and Sandy made sure to answer any questions that would come up. They made it seem as if they were also the ones purchasing the home. It did not matter the day or time they were just a phone call, email or text away. Ronnie was very honest when it came for us to make decisions he always looked out for what was best for us. He made sure to answer all of my questions and kept us safe. Sandy my go to person she was my "when in doubt call Sandy". Amazing person! She had so much pacience with me. Melissa although far away from us she made sure all of our paperwork was being turned in. As far as my agent Hector he put up with my constant phone calls. All of them worked fast and efficient. It seemed as if we were a family and they were looking out for us. I was a bit scared and nervous starting this process due to other peoples past experiences they warned me in how stressful the process would be. They were wrong! Academy Mortgage made this first time experience smooth and stress free.

—Ilse Vazquez

Such helpful staff throughout the entire process. They understood I wouldn't be able to answer phone calls while at work, so made the effort to leave voicemail or send a text of any necessary items needed from my part or just to keep me updated. Everything went so smoothly.

—Romina Bres

Ronnie & his entire team were amazing! They were patient, knowledgeable, & extremely helpful. They made first time home buying a breeze.

—Ednita Ponce

Ronnie and both Sandy's were great to work with. First time home buyers here and we had plenty of questions. They answered ALL and then some. Our realtor was out of town for closing and Ronnie showed up to support us and answer any questions we had. It was so comforting to have someone on our team there for us.

—Ruben Cano

Excellent job !

—Miguel Cabrales-Williams

—John shergold

Ronnie and the rest of the team at Academy Mortgage made my loan and home buying experience pleasant and easy. They were available to help answer questions and offer guidance throughout the entire process. The web account also helped make this an easy and speedy process to ensure forms were submitted and e-signed in a timely manner.

—ITALIA MAYA

Everyone was very professional and helpful through the whole process

—David Barrera

They were very helpful in every way. When I began to worry or lose hope they kept me motivated and looking forward to the future.

—Joel Salinas

Ronald and Sandy were very professional and guided my wife and I through the entire mortgage process. I am very satisfied with the service and I gladly recommend Academy mortgage to other people

—David Hinojosa

It was a pleasure to work with Mr. Humphreys and his entire team at Academy Mortgage. Everyone was very warm, extremely helpful and went above and beyond to make themselves available anytime we had questions. The staff was very professional and friendly with each interaction. I will definitely refer my friends and family. Academy Mortgage has a lifetime customer!

—Nicole Gullion

Ronald and Sandy were very professional and guided my wife and I through the entire mortgage process. I am very satisfied with the service and I gladly recommend Academy mortgage to other people.

—David Hinojosa

Mr. Humphreys and his team are very kind!

—Berenice Mar

Ronnie, Sandy, Sandra worked closely with my Realtor, William Bodden to make my dreams of buying a home come true! They were very helpful and they made sure I met all the deadlines that I needed. The process was not only less stressful than at I imagined, but they updated me and helped me understand the loan process. I will always be grateful to them for their help and patience.

—Rigoberto Perez

EXCELLENT EXPERIENCE AND VERY FRIENDLY PEOPLE IM VERY HAPPY WITH ACADEMY MORTAGE. THANK YOU

—Tomas Alvarez-Alvarez

Quick, friendly and excellent service.

—Marc Velasquez

The people I worked with were very timely in their request of what they needed from me. Very trusting group. Made the experience as easy as possible for me

— Ernest Leal

Mad a stressful situation, easy to handle.

—Ruben Diaz

My loan experience with Academy surpassed my expectations. They are people centered and on top of things. I am eternally grateful.

—Esteban Saldivar

My loan experience was wonderful with Ronnie's team. I would definitely recommend them to friends and family. They would always answer to all my questions. Lastly, they were very fast in everything.

—Edna Palacios

Ronald and all the staff at Academy Mortgage were great to work with. They were so helpful in helping my wife and purchase our first home. The staff was always so helpful, patient, courteous, and professional throughout the entire process. Academy Mortgage is a fantastic company.

—Rogelio Pulido

I love it how everyone in the office helped me out in every step that I needed to over come in processing my paperwork for the loan. And even earlier than what was originally expected. Such a great team!

—Elaine Montalvo

Ronnie is just plain awesome! Everything went smooth, we all communicated well with each other to provide Mrs. Rosales with a great home buying experience. Thank you Academy Mortgage!

—Miriam R Gonzalez

It was a good and worry free experience, thank you everyone at Academy Mortgage

—Adriana Andrade

I feel the services given to me were above and beyond! Couldn't be more grateful to receive my first home from people who not only work for the job but truly care for the people. Thank you!

—Hannah Jo Solis

As a former Government employee at the highest level from Washington D.C., this organization runs as a model of an Organization, always informing other Branches within the Organization of the exact requirements due and their responsibility, always disseminating information down, so which ever Branch you call you can expect them to know exactly where in the process the loan is.

—Robert Norman

No drama. Great people.

—Charles Mitchell

: I have nothing to say but good things about Academy and their staff. A pleasure to work with them.

—CARMEN LERMA

All the people at Academy Mortgage were so helpful and easily accessible. Ronnie was amazing!

—Christopher Breeden

It was amazing and they always had an answer for me, it was a long but smooth process.

—Ivette jimenez

Ronnie Humphreys and his team provide exceptional service and provide quality results!!!

—Martha Gonzalez

Great service good people and honest.Exelent service.Thanks.

—Eduardo Garza

Ronald makes buyers feel welcome and relaxed. It is a special quality of his that most people wish they possessed.

—Linda Marie Villarreal

A truly eye opening experience and smooth transition into owning and paying for our house.

—Steven Martinez

Omg!! We loved how Ronnie was so transparent with our loan process. I cannot use the word “transparent” enough. He explained everything into detail. He answered all of our questions and never left us feeling uneasy. He never rushed us on signing or making quick decisions. You have a great asset in your company. He deserves all good that goes his way. Very honest and showed us he loves what he does. Ronnie is awesome!!!

—Daisy Martinez

Very friendly, helpful and knowledgeable staff. That's why I came came back a 3rd time with Academy Mortgage!

—Ricardo Ayala

Buying a home is stressful, even though it is a happy occasion. Mr. Humphrey's made the entire experience smooth and as stress-free as possible. He went out of his way to obtain information in a timely fashion, keep us up-to-date, and move the process along. I just couldn't have asked for anything better.

—Beverly Zavaleta

Working with Ronnie for a second time was fast,easy and very painless. Ronnie knew just what I was looking for and knew how to explain all my options. Ronnie's staff (sandy, Janie and Ralph) were very helpful and resourceful. We closed without any issues and met our goal as promised by his team. I have recommended Ronnie several times to other people and will continue to do so. Thanks for your diligence and hard work -Arnold

— Arnold Rodriguez

Everyone I spoke with was incredibly helpful, knowledgeable, and fast in responding to any question.

—Araceli G Esparza

Excellent service and personal attention on our process for our loan. Thanks to Sandy & her team for answering all our questions with reasonable time and for helping us throughout this process.

—Erick Urena

The Academy Mortgage Team is awesome! Mrs. Salinas did a wonderful job in helping me through the loan process.

—Benedict Diaz

The whole team at Academy were very helpful since the beginning to the end of the process. They were very friendly and customer oriented.

—Carlos Amaro