Ryan Shelby

13891 https://academymortgage.com/about-us/team/ryan-shelby/detail

Loan Officer

NMLS #47258

3235 E. Overland Rd , Meridian, ID 83642

Work: (208) 489-1334 Direct: (208) 283-6907

ryan.shelby@academymortgage.com

I am licensed in: ID #MLO-2491, OR #47258

Thank you for visiting my site! I have been providing my clients with quality home loans for over 20 years. I truly love my profession, and I really enjoy helping my clients with one of the most important decisions of their lifetime?.. purchasing or refinancing a residence or investment property......

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Mortgage myths can cost you—and even keep you from reaching your big-picture goals. Here are several worth rethinking.

What your neighbors are saying about Ryan Shelby

The strength and stability of a national lender

#1

Top-rated mortgage lender on Zillow

54k

Families served last year

30+

Years serving families

200+

Academy branches nationwide

Featured Loan Programs

For every unique situation, we offer a tailored solution

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Conventional Loans

For homebuyers with good to great credit and money to put down, this is by far the most common type of home loan.

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FHA Loan

Even if you don’t have great credit and you lack the savings for a down payment, an FHA Loan offers a clear path to homeownership.

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VA Loan

Active-duty military members, veterans, or eligible family members can purchase a home without putting any money down.

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30+ years of mortgage experience, at your fingertips

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Getting started

Useful tips and practical advice to help get your homeownership journey started.

Credit score

Learn about what goes into your credit score and how it impacts your home loan.

Buying process

Get up to speed on everything from choosing a real estate agent to home inspections.

Down payment

Learn how much you need to put down as well as strategies for first-time homebuyers.

Loan education

Mortgage 101 for buyers who need help understanding their options.

Veterans

Learn more about the amazing benefits of a VA Loan and how to unlock them.

Insurance

Understand the basics of mortgage insurance and why you might need it.

Selling

Helpful guidance for homeowners thinking about or getting ready to sell.

Downsizing

Consider these important topics if you’re ready to move into a smaller space.

Home improvement

Tips for adding value to your home and how to finance renovations.

Refinancing

How to figure out when the time and situation is right to refinance your home.

Home equity

Learn more about how to take advantage of your home’s value.

Loan help

Get help with your My Mortgage app, including instructions for accessing, uploading, and signing documents.

Homebuying 101

Mortgage basics

Loan types

Mortgage trends

Get expert insights into the latest news about mortgage trends and how they impact you.

Housing market

Stay up to date on where the housing market is right now — and where it's heading.

Real estate agents

Expert mortgage advice so you can better service your existing clients — and attract new ones.

Industry professionals

If you're a mortgage professional, we'll help you stay on top of the latest products and trends.

Lifestyle

Advice, tips, and trends for beautifying —and enjoying — the place you call home.

Social impact

Get inspired to make an impact in your community — and around the world.

Culture

Inspire hope

Leadership & growth

Events

Mortgage news

Press releases

Industry news

New hires

National

Global

Kristi Pickering

All articles

Explore our full library of resources for homebuyers, homeowners, and industry professionals.

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Real estate agents

10 February holidays that aren’t Valentine’s Day

As enjoyable as Valentine’s Day can be, there are other reasons to celebrate in February.

Getting started

12 feel-good reasons to become a homeowner

Pride, purpose, security, and stability: What else could you gain from homeownership?

Let's work together

I will always take the time to explain your options, answer any questions you may have, keep you informed, and guide you through every step of the mortgage process, from the beginning to closing.

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