Ryan Satterthwaite

Mortgage Loan Officer
NMLS # 967211
State Lic AL #68319
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It’s all about service at Academy Mortgage, and our company has been meeting the needs of homebuyers across the United States since 1988. I joined Academy because of its strong reputation for integrity-based mortgage lending, its unwavering commitment to responsible lending practices, and for its broad portfolio of mortgage solutions and tools.

Since joining Academy, I have helped many individuals and families attain the dream of homeownership. Whether you want to buy a new home or refinance an existing mortgage, I will provide a customized solution for you at competitive rates. No brokering, no middleman, no hassle, no surprises.

Academy is a direct lender, which means that my Branch and Regional Offices are equipped to complete the entire loan process in-house—all loan processing, underwriting, closings, and funding are handled locally. As a result, we have a proven track record of closing loans as quickly and efficiently as possible.

I will be in control of your loan file from start to finish, and I will be up-to-date on the status of your loan at all times. I understand the importance of maintaining continuous communication throughout the loan process and commit to providing you accurate, timely, and honest mortgage advice.

I invite you to put us to the test. Let me show you how simple and easy securing a mortgage can be.

Home Mortgage Tools

How much will my fixed rate mortgage payment be?

This calculator computes the payments (principal and interest), based on home price, down payment, and other factors.

How much mortgage might I qualify for?

This calculator computes the finance amount, based on income, expenses, credit rating, and other factors.

How much home can I afford?

This calculator computes the most expensive house you can buy, based on the highest payment you can afford.

How much will I save by increasing my mortgage payment?

Increasing your payment will reduce the principal on your mortgage, the total amount of interest you’ll pay, and the number of payments.

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Ryan Satterthwaite never left us wondering about the status of my buyer's loan. He communicated very well via email and via text. I enjoy having a lender that works when we do. Nights and weekends are often when our buyers have questions, so for Ryan to make himself available was quite a blessing for all of us.

—Shannon Malcom

Ryan was friendly and very helpful!

—Abby Chiarella

We worked with Ryan Satterthwaite, and as first time home buyers he had answers to all of our questions!

—Jeffrey Martin

LOVED working with Ryan! First time buying a home & he made sure everything went smoothly and he informed me of everything that was going on.

—Michelle Espinoza

It would be best to leave off the listing agent's info when there are emails going to the buyer and the buyer's agent.

—Frances Knox

Ryan Satterthewaite and his team did Great. Big Help during this process

—Brian McCollum

Ryan was so easy to work with. He made our experience of buying a home not stressful at all. He was very committed to helping us and I would absolutely recommend him to anyone I know looking for a home loan!

—Justin Womack

I could not be more pleased with the service myself and my clients received from Ryan and Academy. Thanks for everything.


Ryan and Paige were there for me every step of the way. Even when Ryan was on vacation, he took the time to talk and calm my nerves to reassure me that I was in the right path.

—Martha Ann Fuller

Ryan Shatterthwaite was very trustworthy, reliable, and I was delighted to have as my loan officer .He knew that I was a first time home buyer and made this process super easy to go though and understand. No questions went unanswered and we had great communication. I couldn't have chosen a better loan officer . He's 5 star rated and it was a pleasure working with him , i look forward for working with him again in the future.

—Edward Arrington Jr.

I love Academy Mortgage and Ryan Satterthwaite for his excellent work on getting my wife and I first home

—Willie Garrett

Very professional- thank you for your help

—Janet Tisdale

Ryan at Academy did an amazing job guiding me through the process!

—Russell Green

I worked with Ryan from Academy and he made everything happen to the stress off me and got everything done. I really appreciate him and Michael they are a great team

—Selisa Garrett

Ryan Satterthwaite is an exceptional and thoughtful person and makes a complex process easy for a purchaser.

—Jeremy White