Cornerstones of Success

When it comes to helping individuals and families achieve successful homeownership, Academy is 1st CHOICE. For over 30 years, we have delivered exceptional mortgage service, in-house loan fulfillment, a broad portfolio of products and tools, and integrity-based mortgage banking.

Ryan Shelby

Loan Officer
NMLS # 47258
State Lic ID #MLO-2491, OR #47258
201888_ryan_shelby_Executive Club 2017
Thank you for visiting my site! I have been providing my clients with quality home loans for over 20 years. I truly love my profession, and I really enjoy helping my clients with one of the most important decisions of their lifetime….. purchasing or refinancing a residence or investment property. I am well versed in Conventional, FHA, VA, and Rural Development loan programs, and I am also registered to provide 203K and Fannie Mae HomeStyle Rehab loans. Please call me at 208-489-1334. I look forward to working with you to achieve your dreams

Home Mortgage Tools


How much will my fixed rate mortgage payment be?

This calculator computes the payments (principal and interest), based on home price, down payment, and other factors.


How much mortgage might I qualify for?

This calculator computes the finance amount, based on income, expenses, credit rating, and other factors.


How much home can I afford?

This calculator computes the most expensive house you can buy, based on the highest payment you can afford.


How much will I save by increasing my mortgage payment?

Increasing your payment will reduce the principal on your mortgage, the total amount of interest you’ll pay, and the number of payments.

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As first time home buyers we really had no idea what we were getting into. Academy Mortgage helped us with every step and made everything easy to comprehend! They handled everything wonderfully.

—James W.

I met Ryan Shelby a few years ago - he worked very hard to find a loan program for us and then we ended up not buying a home at that time. When we were ready to buy I immediately called Ryan to get started once again. I know there were other people in the background at Academy that worked hard for us as well. We appreciated the service and help along the way very much , thank you Academy Mortgage!

—Paul LeBlanc

I have worked with Ryan three times now, 2 purchases and 1 refinance, and every time has been exceptional. Let’s you know exactly what you need to get in order prior to closing. Very good service!!

—Jamieson Williams

January 2017 It was a very smooth process, and Ryan was extremely helpful with my first home buying experience.

—William P. Pederson

Ryan was outstanding! He was honest, reliable, accurate, and easy to work with. He took the stress out of home buying. We felt secure and trusted him. There were no issues and the closing day came and went without any worry. You're in good hands with Ryan. We're going to refer him to everyone we know! Thank you!

—Zachary Hussey

I have used Academy Mortgage in the past and I think Ryan Shelby is awesome! He makes everything easy to understand and always has time to talk to me and answer my questions.

—Sharon Driessen

I brought Mr. Shelby a client purchasing two investment properties at the same time. A special circumstance was that my client is a Navy Reservist currently deployed to Afghanistan and was not available in person. I held my clients Power of Attorney for the purchase of these properties. Between overseas mail and emails, Ryan held everything together and we closed on both properties in December 2013.


Ryan Shelby, at Academy Mortgage, was the fastest and most professional loan officer I have ever worked with. I will definitely want to work with him again in the future. Brock Andersen

—Brock Andersen

Ryan is always "on it" whenever an issue arises. He gives 110% on every transaction I have ever had with Ryan. He is always my first and only recommendation to family and friends.

—Deb Belisle

Ryan Murphy was exceptionally helpful and made the mortgage experience the smoothest part of buying a home. As a first time homebuyer, he did a great job of educating me on the process and explaining things. When I needed estimates, he would get them to me right away and worked well past business hours to accommodate our schedule and sudden needs. He was flexible on constantly changing closing dates and other last minute changes. He answered my calls right away and would check up on me as well. We were out of state for the majority of the buying and he went the extra mile to help that go smoothy as well. I was highly impressed by Ryan and would suggest him every time for a mortgage. It was a pleasure to work with him.

—Samuel Hubbard

I worked directly with Ryan Shelby after being referred by a co-worker. My experience was wonderful and worth the recommendation from the beginning to end I had a clear informed experience that made this process of buying my home, a pleasure! Ryan was kind and very prompt in responding to ANY questions no matter how trivial they may have been. Everything was straight forward and stress free, and I would and already have recommended Ryan Shelby to numerous friends, and my wife has too! Thank You Academy Mortgage this was a dream come true!

—JC Shannon

5-1-2016 Five Star Rating and would recommend Academy Mortgage as a lender. Here is what Betty had to say: "Super easy transaction. Everyone was great to work with and very helpful".

—Betty Moore

February 2017 Ryan was very helpful during the loan process.He did everything he could to move the loan along as quickly as possible.

—Jack D. Shepherd

wish we would have went to Academy first, would have saved a ton of money and headaches. 100% happy will be recommending to friends looking to buy!!

—Kelly Nelsen

January 2017 Academy provided relevant information that was easy to understand. They also helped make the process as seamless as possible.

—Cody Bennett

Ryan Shelby lets the buyers and their agent know what to expect up front rather than an escalation of surprises as you get closer to closing.

—Jeff Williams


—Elyse Allen

: I was very pleased with the excellent service from Ryan and his team! This was my first home purchase, and I was very picky with what I wanted... Ryan continued to help in every way. He was patient and professional. After a year of searching we found the right home, and he made the process smooth as ever! I couldn't have asked for a better service!

—Michael Hawkins

Ryan is a great lender. He was very on top of the file from start to finish and was great to work with!

—Brent King

I couldn't be happier with how well Academy Mortgage handled everything. I truly would recommend them to our friends!

—Harry Dudunake

I have worked with Ryan Shelby over the past 10 years. Never have I had a bad experience. I recommend him to all my buyer client's and will continue to do so.


5-2-2016 Five Star Rating and would recommend Academy Mortgage as a lender. Here is what Sharon had to say: "Ryan Shelby was great! My loan was processed so easy and fast. Would definitely recommend Ryan and Academy Mortgage to everyone".

—Sharon Fitzsimmons

In my lifetime I have purchased 5 homes and not one of those went as smooth and quick as this one did !! Mr. Shelby was so efficient my we closed 3 weeks early . thank you so much Mr. Shelby and academy mortgage !

—Oscar Ramirez

Ryan Shelby did a great job on my home loan. I was overseas for the whole process, which can be quite frustrating but Ryan went out of his way to make sure that everything was in order. I was impressed.

—Darren Lee

Very Helpful and made the process a great experience

—Cami J McCaslin

Ryan, Talks to you everyday to insure his Customer has the best service. Gets back to you right away with any questions you have. His customer service is a step beyond everyone else.

—Wally Reisbeck

5-30-2016 Five Star Rating and would definitely recommend Academy Mortgage, Corporation as a lender. Here is what Jeannette had to say: "Ryan was great at keeping me posted, and letting me feel comfortable enough that if I needed info or just an explanation of something I could give a quick call. He was great!"

—Jeannette Moura

It was really painless compared to what we heard from other home buyers experiences with getting their homes. I have no complaints, only compliments. Thank you very much for helping my family and I getting our home.

—Marco A. Garcia

We were in the middle the sale of our home in Oregon that became extremely complex and lengthy. Ryan and the staff at Academy Mortgage went above and beyond to help facilitate the closing of the Oregon property so we could close on the Idaho property. We would still be pending closing today if it wasn't for their help.

—Michael Loomis

I've had nothing but great experiences with Academy Mortgage!


February 2017 Ryan is amazing. Great communicator, quick to respond, and will go above and beyond for every client.

—Cassandra McElravy

After our first meeting with Ryan, we knew he was on top of the process at every turn. That was a big deal to us. From pre-qualification to closing in about 30 days... PRICELESS!

—Ronald Taylor


—Gloria McDowall

During stressful times of having a home built Academy Mortgage did not add to the stress...they were willing to talk to me every time I was having concerns

—Elizabeth Moore

I was a little worried going into the process of working with Academy Mortgage to finance my home at first because I know I can be very impatient sometimes. I always expect prompt communication and have many questions. My lender (Ryan) was not only super prompt and quick at ALWAYS getting back to me, he was also very creative and flexible with giving me many options to consider. He was always available to help me out even after normal business hours and also responded to me on weekends which was very important to me because I usually don't like to wait until the work week to hear back. Ryan even gave me his personal cell phone number and would respond to my text messages any time. He is definitely keeping up with communication trends and what works best for his clients.

—Saul Solis

Ryan was great at keeping me posted, and letting me feel comfortable enough that if I needed info or just an explanation of something, I could give a quick call. He was great!

—Jeannette Moura

This was our second round with Academy Mortgage - the service was just as great as our first round. We will be back!!

—Misty White

January 2017 Ryan is always efficient, professional and trustworthy I am comfortable sending any client has direction .

—Larissa Barto

Ryan is a true professional. If needed he works 7 days a week & is great in his community. You get him the facts & figures and the job will be done and on or before the due date.

—Mike Holmes - RE/MAX Town & Country Realty

Ryan was an extremely personable and competent loan officer. His attention to detail was impeccable, especially when it came to dealing with a VA Home Loan.

—Craig Wheeler

Ryan Shelby and his assistant were the most professional, courteous, and communicated in a manner that I would expect. Ryan was awesome to work with.

—Michael Hanneman

Ryan was very prompt and responsive always let me know where we were in the process made me feel very comfortable and never made me feel like any question was a stupid question made the whole process feel very easy and relaxed great experience especially since I was first time home buyer

—Terry W Stewart

I had been using the same mortgage company for years. Then, he retired, and colleague recommended Ryan Shelby. I wanted to take advantage of the low interest rates, but didn't want the hassle. I was hesitant at first because the office was 30 miles away, and I am a busy person, but Ryan made the process easy and painless. He has excellent communication and organization skills, which really aided in the entire process.

—Dennis Gill

Everything was simple from start to finish. Which makes the whole process more enjoyable!

—Jamieson Williams

Ryan Shelby was a pleasure to work with. Due to my lack of credit history and unconventional work, my particular situation was a challenging one. Ryan worked hard to walk me through step by step and in the end, I got my home! Sincere thank you to Ryan Shelby and your team at Academy Mortgage.

—Christopher A. Planinshek JR

January 2017 We "shopped" around for the right mortgage company to go through. After having many disappointments we came across Ryan Shelby from Academy Mortgage and our faith in the home buying process was restored.

—Benjamin Holderman

Ryan is great to work with!

—Kara Christian

Ryan Shelby is excellant to work with on a transaction. He returns phone calls and attend to any concerns quickly

—sharon love

Ryan Shelby and his team were amazing. They were very professional and they helped me through the whole process.

—Christopher Gallaher

Ryan was Great to work with! Being a fist time home buyer, he was extremely helpful and always available to answer all of those first time questions. Thank You.. Ryan Shelby and Academy Mortgage!

—Lorie Abraham

January 2017 Ryan and his team at Academy Mortgage are top notch! Ryan is efficient, returns calls and emails, and gets the job done! With more government lending regulations than ever for people to obtain mortgages, it is so important to work with the right lender, and Ryan at Academy mortgage is that lender. Ryan makes the process as pleasant of an experience as possible. I highly recommend all my friends, family and clients to reach out to Ryan, when obtaining a mortgage. You cannot beat his timely service and dedication.

—Rachelle Boyer

Great communication! Treating my clients exceptionally well. Willingness to answer questions even after hours and on weekends. Ryan Shelby and his team always go above and beyond what is expected to provide as smooth a transaction process as possible. Ryan treats everyone with the utmost respect and give clients the security of knowing that they are important as an individual.

—Lisa Kerby

Ryan has an excellent reputation in the real estate community. He is visible, friendly, responsive, and flat gets the job done! You know Ryan will be up front and honest, very timely and dependable. Ryan saved a deal for me after my buyers knew they were going to lose out on the house of their dreams. I recommended Ryan at the time we made the offer but the buyers insisted using their bank. It became obvious that their lender was not going to get closed so I moved everything over to Ryan and he pulled a rabbit out of the hat. He even talked to the seller to reassure him if we had a very short extension he would get the deal closed. Ryan made good on that promise in about 8 days!!

—Peggy Childers

Ryan always returned my calls or answered the phone. He collected info as quickly as he could from other sources. I liked the e-mails he sent. And he worked with my client (first time homebuyer) knowledgably & explained things as they came up.


This whole process was made super easy for me starting from the first phone call, I was pleased with every step of the way.

—Amber Montgomery

Ryan has come through in some difficult situations recently, always maintaining great communication with myself and the client. I have found that to be true for many years as I worked with him from the Escrow side as well. Always at the top of my list!

—Melanie Holmes

On behalf of my family and I, I wanted to said THANK YOU Ryan, Paula and all those who took part on making our dream come true. The smile on my two beautiful kids and my precious wife when they walk in through our new home door will be a memory to remember for the rest of my life and is all thanks to you all. You do fulfill your promises and make the best team, please never change and keep making more happy families. GOD BLESS YOU ALL.... Thank you all, Franky Magana Melly Virrey Alex Magana Alan Magana

—The Magana family

Academy Mortgage and Ryan Shelby did an awesome job finding us a loan program that fit and getting us the financing we needed for our home

—Paul LeBlanc

For a first time home buyer the process was quick and painless. Ryan Shelby was on the ball and was quick to answer any question I had. I would highly recommend him.

—Nathan Yamamoto


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