Samantha Fraser

Mortgage Loan Officer
NMLS # 947647
State Lic SC #MLO - 947647, FL #LO45107, GA #56598, TN #135963, AL #67695, NC #I-175308
2018427_samantha_fraser_Sam Fraser


549 South Main Street
Cleveland, GA 30528
Mobile: (678) 522-5548
Branch: (706) 725-8496
Fax number: (706) 740-0773

It’s all about service at Academy Mortgage, and our company has been meeting the needs of homebuyers across the United States since 1988. I joined Academy because of its strong reputation for integrity—based mortgage lending, its unwavering commitment to responsible lending practices, and for its broad portfolio of mortgage solutions and tools.

Since joining Academy, I have helped many individuals and families attain the dream of homeownership. Whether you want to buy a new home or refinance an existing mortgage, I will provide a customized solution for you at competitive rates. No brokering, no middleman, no hassle, no surprises.

Academy is a direct lender, which means that my Branch and Regional Offices are equipped to complete the entire loan process in—house—all loan processing, underwriting, closings, and funding are handled locally. As a result, we have a proven track record of closing loans as quickly and efficiently as possible

I will be in control of your loan file from start to finish, and I will be up—to—date on the status of your loan at all times. I understand the importance of maintaining continuous communication throughout the loan process and commit to providing you accurate, timely, and honest mortgage advice.

I invite you to put us to the test. Let me show you how simple and easy securing a mortgage can be.

Home Mortgage Tools

How much will my fixed rate mortgage payment be?

This calculator computes the payments (principal and interest), based on home price, down payment, and other factors.

How much mortgage might I qualify for?

This calculator computes the finance amount, based on income, expenses, credit rating, and other factors.

How much home can I afford?

This calculator computes the most expensive house you can buy, based on the highest payment you can afford.

How much will I save by increasing my mortgage payment?

Increasing your payment will reduce the principal on your mortgage, the total amount of interest you’ll pay, and the number of payments.

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The best

—Kenneth Robbins

Samantha Fraser is wonderful. She had a great personal touch making you feel like more than a customer. I really appreciate all that she and her team did for me.

—Elizabeth Eisenmesser

Again, Samantha is great to work with...I definitely give out her name to all clients asking about lenders

—Jennifer Schofield

My experience with all the people I worked with was professional, friendly, and smooth.

—Loida Henriquez

Samantha Fraser is awesome!! Very efficient and extremely timely!!

—Stephanie Carlyle


—Stephanie Carlyle

Let me tell you something I have been turned down. Samantha Fraser said she will do what she can and she got me a house. She put in a lot of work believe me she deserves a medal

—Elisabeth Robbins

Samantha was the bomb

—Wesley Sparks

Samantha was awesome

—Kent Leroy Adams

Samatha was great! She made everything very easy, presented all information in an understandable format and closed without any delays. The entire experience was easy and none stressful.

—David Kinsey

Samantha frasher and shawen derome were so helpful,kind and promt!

—Holly Hammock

The people I worked with are very professional and go extra mile to make the customer'service dream comes through. I would like to thank all of them, especially Samantha Frazer.

—Kouame Oussou