Sandy Hawn

Mortgage Loan Specialist, Sales Manager
NMLS # 1067586
State Lic CO #100047735
I am a proud Air Force Veteran and have lived in Northern Colorado for 20 yrs. I am married to Mitch Hawn, a Colorado Native and CSU graduate (Go Rams!). Together we have 4 amazing daughters and 1 granddaughter. I love the Northern Colorado Community and am passionate about giving exceptional service to my clients and Realtor partners.

I am one of the fortunate people who has found what I love to do. Mortgage lending for me is the perfect mix between being challenged and being relational. I truly care for my clients and enjoy the problem solving aspects of helping them find the right loan product for their situation.

I believe that homeownership is something everyone should have the ability to achieve. It brings me joy to help 1st time homebuyers realize that homeownership is not just a possibility but can be a reality.

I enjoy helping my more established clients with purchasing investment properties and refinancing to free up finances for future investments.

I am thrilled to serve our Community as a team member at Academy Mortgage. We are more than mortgages! We are a company of people who truly care and seek out ways to serve and give back to our Northern Colorado Community.

I'd love to buy you a cup of coffee and share what we are doing to make a differences.

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Sandy is very competent and reliable. She took great care of my clients. Both my clients and I are very satisfied.

—Ron Maulsby

Sandy was very helpful and informative. She offered good advice to me and made sure I was educated on each step of the process. Kristin was on top of sending and receiving my documents and reminded me to fill them out in a timely manner.

—Aaron Bloser

Sandy was reliable, prompt and clear with her communication. She provided us with a tremendous amount of support and guidance. Sandy made the experience not as scary.

—Naomi Malek

Sandy Hawn remains my favorite lender on the planet. Her knowledge, experience, level headedness, passion, heart and incredible personality set her apart from other lenders and other professionals

—Keri Olson

The best mortgage loan experience I have ever had! Amazing!

—Aisha Thomas

Sandy and the team where wonderful to work with. Gave us updates as the process went on that helped us understand stand the process plus stay encouraged!

—Shannon Gibson

Sandy Hawn was absolutely amazing! She kept my clients and myself updated through out the whole process!!!

—Jessica Chappell

We worked primarily with Sandy Hawn. I reached out to Sandy and she began working quickly to get answers and options for us. She's very professional and works quickly to get the information that I needed. I enjoyed working with Sandy and definitely would work with her again.

—Anne Pugliese

Love working with Academy. Appreciate that you have in-house underwriters!

—Lisa Young

Sandy and Natalie were absolutely amazing on the transaction with the Gibson. Great at communication and moving things along smoothly!

—Jessica Chappell

Sandy was amazing to work with!!

—Stacey Stienike

Sandy and Natalie were incredibly helpful and just good people! Our mortgage experience as first time homeowners was made super easy and simple!

—Joshua Nelson

We were really pleased with our experience. The only suggestion I have is that being first time home buyers we wanted even more communication from our loan officer. With that said, she was incredibly helpful and kind and always responded to us quickly.

—John Burroughs

Sandy was extremely helpful in making sure we knew what we needed to do. She was always very prompt to reply to our emails and always gave us accurate info. She did an excellent job at making us feel comfortable contacting her with any questions we had

—Edward Huffman

Sandy Hawn made this experience enjoyable and I will definitely be recommending her and Academy Mortgage in the future.

—Brooke Adamson

Sandy was a gem got everything together way ahead of schedule and the entire process was smooth. I don't even think we had any questions because of how detailed and explained everything was through the entire process.

—Mason Bassuk

Everyone was so nice! In contact with me from the beginning to the end!!

—Jonathan Benson

Sandy was an absolute pleasure to work with, she kept us up to date through the entire process and ensured we had a full understanding of where we were at and any next steps!

—Michael Potvin

We would like to personally acknowledge and thank Sandy Hawn for all of her hard work, support, and focus in getting our loan closed on time. She provided us with progress updates every step of the way, so we are forever grateful for her value added support. She excels in building a positive and trusting relationship with her clients and takes ownership of the loan process to ensure it is delivered and closed in a timely manner. Thank you Academy Mortgage for providing such a noteworthy team member. It is people like Sandy Hawn that make purchasing a new home an enjoyable and successful experience.

—Romeo Magalong Jr

Sandy Hawn was amazing and provided incredible customer service!

—Dana Dunlap

I have worked with Sandy Hawn before. She and her staff were very quick to respond to our needs as this was a quick close. We so appreciate all their assistance.

—Noreen Noble

Everything was done smoothly. Sandy answered all of my questions and made the process so easy.

—Jessica Groeneweg

Sandy was very upfront and professional. We got all our questions answered. The process of getting our home loan approval was straight forward. It was a pleasure working with Sandy and her team.

—Sophea Khiv

Fast and easy. Great communication with their clients and prompt to getting loan done.

—Hannah Schlagel

Sandy is absolutely amazing and I would highly recommend her to all of my clients. Her attention to detail and excellent communication, coupled with excellent loan products makes her my go to girl!


Sandy Hawn is fantastic to work with. Her and her team communicated well and kept us in the loop every step of the way.

—Traci Robb

I am always thrilled with Sandy Hawn's professionalism and can say whole heartedly that my first time Buyers were impressed as well. Looking forward to working with Sandy again soon.

—Elaine J Bradley

Everyone was very helpful and there was always someone available to help with questions or concerns.

—John Sanchez

Very nice staff from Academy Mtg & Title Company. On time closing even when the Previous Mtg company (CHAFA) was taking forever to send the payoff.

—Mike Harris

Everyone that helped us through our loan process from start to underwriting to closing were great.

—Quincy Jones

Sandy was truly amazing. I would use her again in a heartbeat!

—Mary Vanderpool

Sandy and Kristin were amazing and I couldn’t of asked for better loan officers to help me

—Donna Breidenbach

Academy kept us well informed and explained all the procedures well.

—Susan Campbell

Had a slight hangup on the payoff but all in all we all worked as a team and got it done. Staff is very pleasant,kind & kept us informed with everything that was happening. No delays. Closed on time.

—Larinda Harris

Being a first time homeowner was a nerve wracking experience. All the documents, all the different options, and price differences it was more then I thought. Sandy was always very helpful, she gave us different loan options and guided us with great explanations on which one was best for us. We will definitely choose Academy mortgage again when the times needed and...request to work with Sandy again.

—Stephanie Long

As I mentioned above, this was my 3rd time working with Academy. Once was on purchase of my house and twice with refinancing my house. My agent was Sandy and when I am thinking of refinancing, I go back and talk with her.

—Susan K Wolf

Sandy was great. Thank you!

—Marcus Montier

I was very impressed with Natalie and Sandy as their communication and commitment to taking care of the client was excellent! Whether it was a detailed email, a phone call, or reaching out the the listing agent to make sure she was in the loop the team did an amazing job of taking care of all of us and communicating every step of the way!

—Adrienne Aguilar

It was so smooth and easy working with Sandy and Kristin. They helped me and my family get into our first home and was a memorable experience.

—James Weatherly

Sandy & Kristin were very helpful & kept me informed every step of the process

—Paula Jean Kippes

Sandy and JB were great at communicating and answering our questions. Great service.

—Todd Lopezi

Sandy Hawn did a great job explaining the loan along with the wgole process. She was able to address all of my questions and really took the time for us to understand the process. For that we are very greatful for her time and ad everything she helped us accomplish!

—Maria Moore

Sandy HAwn was so supportive and did above and beyond! So happy with how everything worked out! Very lucky to have her on this journey with me as well.

—Tara Dorr

Sandy and Natalie are a great team who take care of their clients, as well as business partners. They are always available, even on weekends and evenings, which is inevitably when clients find the home they want to offer on.

—Sarah Tyler

Wonderful experience. Both Sandy and Kristin were a pleasure to work with!

—Kyla Wilkinson

Sandy Hawn made out loan experience amazing!! She was always available and willing to answer ALL my questions. I would absolutely recommend Academy Mortgage to my family and friends. The process was fast and smooth!

—Joseph Pugliese