Scott Johnston

Loan Officer
NMLS # 32480
State Lic MA #MLO32480, CT #LO-32480
It’s more important than ever to work with someone you can trust. Academy Mortgage is a world-class organization, servicing homeowners across the nation. As an Academy Loan Officer, I am committed to ensuring that your home financing maximizes your savings and wealth. Whenever you have questions (big or small), don’t hesitate to contact me.
It’s always a pleasure to be of assistance.

Your Home Value

Find out what your current home is worth.

Home Mortgage Tools


How much will my fixed rate mortgage payment be?

This calculator computes the payments (principal and interest), based on home price, down payment, and other factors.


How much mortgage might I qualify for?

This calculator computes the finance amount, based on income, expenses, credit rating, and other factors.


How much home can I afford?

This calculator computes the most expensive house you can buy, based on the highest payment you can afford.


How much will I save by increasing my mortgage payment?

Increasing your payment will reduce the principal on your mortgage, the total amount of interest you’ll pay, and the number of payments.

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Watch these videos to learn more about your loan.

Can You Relate? Celebrate the Downsize

Can You Relate? Celebrate the Downsize


Renovation Loans


Welcome to Academy Mortgage

Academy Mortgage were the right people to deal with. I have to thank my realtor for that. They worked together in the past and had presented me with the best experience for a 1st time home buyer. I highly recommend them!!!

—Jazlyn Pagan

The process all went smoothly, your staff was very easy to work with.

—Daniel B.

Both Scott Johnston and Paula Kaboray were extremely helpful, informative, and courteous at all times. They got the job done, and I am extremely satisfied and grateful!

—Anne V. A.

Everyone was professional, kind and dedicated to see me in my new home.

—Juan Ochoa

Scot Johnston was great to work with truly a great member of your team! made the entire process painless and looked out for our best interest

—Nicholas D' Angelo

Scott was great to work with, offering financing options and strategies no one else could. He was responsive, professional and a pleasure to work with. I would definitely use Scott and Academy again, and have already recommended several friends their way!

—Sarah Courchesne

Scott was awesome, very helpful and made the whole process beyond easy. Paula worked well with me to ensure everything was done before deadlines on closing.

—James Robichau

Everyone was friendly, communicated very well, and acted very professional throughout the process!

—Corey Tomlinson

Very professional, on top of everything.

—Gina I.

Scott and Paula have been amazing to work with!

—Blerina B.

Very easy. Kept informed along the way!

—Erika G.

Scott and the team are a great group to work with. I will use again if the situation arises.

—Michael K.

Great communication throughout the process

—Linda Manning

Eileen Hennessey was amazing! She answered all of my questions immediately and was super knowledgeable. She truly made a 203k rehab loan stress free!!

—Nancy Chagnon

I enjoyed the videos that were used in the past. I would welcome their use in the future.

—Patrick H., Partner

Scott was amazing, he came to work to meet with me when my car broke down so that we could still do paperwork!

—Sarah Colen

Our loan was available to be closed approximately two weeks early, thus allowing us to close a week in advance. This week was extremely appreciated, for allowing us more time to move. Moving proves to be much more daunting than expected.

—Joseph C.

Good line of communication with Scott and Jennifer

—Biondina Bacaj