Scott Shelton

Branch Manager
NMLS # 408137
State Lic DC #MLO408137, MD #27732, WV #LO-36462, PA #69026, TX #408137, VA #MLO-21598VA, DE #MLO-408137, FL #LO55525
20141030_scott_shelton_Scott Shelton photo


21430 Cedar Drive
Suite 200
Sterling, VA 20164
Direct: (703) 880-1841
Fax number: (571) 210-4752

I have been in Mortgage Banking for over 25 years. My expertise, experience, and talent are second to none, and I’m known for integrity, hard work, and sincerity as I care for people. We simply deliver here at Academy Mortgage as we have been meeting the needs of home buyers across the United States since 1988.

I grew up in Richmond, VA, and am no stranger to hard work. I was raised working in my father’s construction company with a shovel in my hands.

Today, I help our clients choose the mortgage program that is right for them. I have helped many families achieve the dream of home-ownership. Whether you want to buy a new home or refinance your existing mortgage, I will provide a customized solution for you at competitive rates.

Academy Mortgage is an independent, direct lender, which means that my local branch offices are equipped to complete the entire loan process in-house; all loan processing, underwriting, closings, and funding are handled locally. By handling everything locally, loans close in a matter of days rather than months because we have control of your loan from start to finish, and provide constant communication continually to all involved parties during the loan process.

I graduated from Virginia Commonwealth University (VCU) with a Business Administration degree. I have served on many of the DC Metro real estate trade organizations, and am currently a member of NVBIA. I enjoy spending time with my wife and two sons as we make our home in Loudoun County.

My clients consistently rave about my integrity and great service. I invite you to put us to the test, so we can show you how simple and easy securing a mortgage can be!

Home Mortgage Tools

How much will my fixed rate mortgage payment be?

This calculator computes the payments (principal and interest), based on home price, down payment, and other factors.

How much mortgage might I qualify for?

This calculator computes the finance amount, based on income, expenses, credit rating, and other factors.

How much home can I afford?

This calculator computes the most expensive house you can buy, based on the highest payment you can afford.

How much will I save by increasing my mortgage payment?

Increasing your payment will reduce the principal on your mortgage, the total amount of interest you’ll pay, and the number of payments.

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Scott and his team were outstanding, without a doubt!

—Neil Jones

Everyone I worked with, Scott, Kristen, Donna all of the people I spoke to were great! Wonderful team!

—Basil Mossaidis

Everyone I worked with was beyond awesome.

—Rebecca Frick

Scott , Colin and Kristen did good work for my Loan , I’m thank you very much . Grateful to you guys . Thanks again

—Nikki Van

We had a great home-buying experience with Academy. Excellent customer service, and you all were very responsive to any questions we would have - especially Scott, Donna, and Marc. Thank you for that!

—Nathan Joline

Truly it was very good experience working with Scott and he exceeds my expectations in terms of communication and professionalism.

—Kul Acharya

My loan process was quick, smooth, and easy. Everything was explain and I really enjoyed working with Scott and Donna they made me feel really comfortable through the entire process. I also want to thank Alicia Lee for the referral.

—Elivian Bush

Enjoyed the explanatory videos

—Sharon Schaffer

Tenekia and I are grateful for the professionalism exhibited by all parties involved throughout our home purchase specifically, with the time carved out to educate us on how the mortgage industry has changed and evolved. We also recognize and appreciate how expeditiously your team worked and moved in order to help us meet our hard deadlines. We were also equally impressed by how Academy processed our information and kept us informed of our exact loan progression. We are truly very thankful that you were all there to assist us getting into our new dream home. Warmly, The Harris'

—Eugene Harris II

it was a great experience - no surprises - on time - wonderful cooperation

—Rita Bolle

Every one at Academy Mortgage that I had an encounter with at Academy Mortgage was very professional and majority of the time communication was timely with just a few exceptions. Donna usually tries to get back to me with answers to my enquires and Kristen was also great the minimal time I communicated with her. Scott was always in the background but never failed to email me when necessary.

—Barbara J Smith