Sheldon Perino

Loan Officer
NMLS # 693407
State Lic CO #100509581

It’s all about service at Academy Mortgage, and our company has been meeting the needs of homebuyers across the United States since 1988. I joined Academy because of its strong reputation for integrity-based mortgage lending, its unwavering commitment to responsible lending practices, and for its broad portfolio of mortgage solutions and tools.

Since joining Academy, I have helped many individuals and families attain the dream of homeownership. Whether you want to buy a new home or refinance an existing mortgage, I will provide a customized solution for you at competitive rates. No brokering, no middleman, no hassle, no surprises.

Academy is a direct lender, which means that my Branch and Regional Offices are equipped to complete the entire loan process in-house—all loan processing, underwriting, closings, and funding are handled locally. As a result, we have a proven track record of closing loans as quickly and efficiently as possible.

I will be in control of your loan file from start to finish, and I will be up-to-date on the status of your loan at all times. I understand the importance of maintaining continuous communication throughout the loan process and commit to providing you accurate, timely, and honest mortgage advice.

I invite you to put us to the test. Let me show you how simple and easy securing a mortgage can be.

Your Home Value

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Home Mortgage Tools


How much will my fixed rate mortgage payment be?

This calculator computes the payments (principal and interest), based on home price, down payment, and other factors.


How much mortgage might I qualify for?

This calculator computes the finance amount, based on income, expenses, credit rating, and other factors.


How much home can I afford?

This calculator computes the most expensive house you can buy, based on the highest payment you can afford.


How much will I save by increasing my mortgage payment?

Increasing your payment will reduce the principal on your mortgage, the total amount of interest you’ll pay, and the number of payments.

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Sheldon was very knowledgeable and communicated with me every step of the way...including nights and weekends. However, I was made aware that the underwriter of my file needed to be contacted by multiple sales managers in order for her to finally complete the file. This resulted in my closing being delayed multiple days and cost me $180 for the extra days needing our moving truck. It also forced us to stay with family for 4 days longer than expected, with our 6 kids not having beds to sleep in. Felt like the underwriter just did not care.

—Brandon Williams

The most stressful and unorganized loan process I have even been a part of.

—Timothy Mullins

Sheldon was the absolute best!

—Charity Havens


This whole process was so easy. I filled out the application online and submitted all my documentation. I got a pre approval letter in a few hours. I went under contract a few days later and closed on the contract date with no delays. Sheldon even helped me make sure the realtor fees were in line which saved me $1000.00.

—Deshaun Johnson

—Chasity Gray

We worked with Sheldon Perino. Even with several bumps in the road, he made sure to keep us updated and worked hard to ensure that we were able to close on the loan. We are so glad it all worked out in the end!

—Kelsey Soulia

Great experience. Awesome Customer service. Sheldon was was available to call or text. Easy process and non stressful.

—Liaa Rea

I was povided friendly, professional service and was given detailed answers to any questions I had by Sheldon.

—Wyatt Golay

—Carl Gray

Easiest process I've been through and thankful for the knowledge Sheldon Perino provided along the way.

—Christina Townsend