Cornerstones of Success

When it comes to helping individuals and families achieve successful homeownership, Academy is 1st CHOICE. For over 30 years, we have delivered exceptional mortgage service, in-house loan fulfillment, a broad portfolio of products and tools, and integrity-based mortgage banking.

Shelly Garroutte

Loan Officer
NMLS # 1607227
State Lic OR #1607227
Shelly_Garroutte_636876314605791256

CONTACT INFORMATION

1001 SW Disk Drive
Suite 105
Bend, OR 97702
Mobile: (541) 647-8962
Direct: (541) 797-6514
Welcome!

It’s all about service at Academy Mortgage, and our company has been meeting the needs of homebuyers across the United States since 1988. I joined Academy because of its strong reputation for integrity—based mortgage lending, its unwavering commitment to responsible lending practices, and for its broad portfolio of mortgage solutions and tools.

Since joining Academy, I have helped many individuals and families attain the dream of homeownership. Whether you want to buy a new home or refinance an existing mortgage, I will provide a customized solution for you at competitive rates. No brokering, no middleman, no hassle, no surprises.

Academy is a direct lender, which means that my Branch and Regional Offices are equipped to complete the entire loan process in—house—all loan processing, underwriting, closings, and funding are handled locally. As a result, we have a proven track record of closing loans as quickly and efficiently as possible

I will be in control of your loan file from start to finish, and I will be up—to—date on the status of your loan at all times. I understand the importance of maintaining continuous communication throughout the loan process and commit to providing you accurate, timely, and honest mortgage advice.

I invite you to put us to the test. Let me show you how simple and easy securing a mortgage can be.

Home Mortgage Tools

How much will my fixed rate mortgage payment be?

This calculator computes the payments (principal and interest), based on home price, down payment, and other factors.

How much mortgage might I qualify for?

This calculator computes the finance amount, based on income, expenses, credit rating, and other factors.

How much home can I afford?

This calculator computes the most expensive house you can buy, based on the highest payment you can afford.

How much will I save by increasing my mortgage payment?

Increasing your payment will reduce the principal on your mortgage, the total amount of interest you’ll pay, and the number of payments.

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This is the 9th home we've purchased in our lifetime and Shelly Garoutte and Shelley Nelson were the best mortgage people we've EVER worked with. They communicated continuously throughout the entire process and were there for us 24/7.

—James Bianchi

Shelly Garroutte is fantastic. She was on top of everything and communicated great along the way.

—Amanda Jo Wheeler

VIDEOS

Watch these videos to learn more about your loan.

Can You Relate? Stop Renting!

Can You Relate? Stop Renting!

Forclosures and short sales

Foreclosures & Shorts Sales

Woman looking over paperwork

e-Signing for Borrowers