Cornerstones of Success

When it comes to helping individuals and families achieve successful homeownership, Academy is 1st CHOICE. For over 30 years, we have delivered exceptional mortgage service, in-house loan fulfillment, a broad portfolio of products and tools, and integrity-based mortgage banking.

Stephen Marrs

Branch Manager, Producing
NMLS # 158559
State Lic OH #MLO.051326.00, MI #158559

It’s all about service at Academy Mortgage, and our company has been meeting the needs of homebuyers across the United States since 1988. I joined Academy because of its strong reputation for integrity—based mortgage lending, its unwavering commitment to responsible lending practices, and for its broad portfolio of mortgage solutions and tools.

Since joining Academy, I have helped many individuals and families attain the dream of homeownership. Whether you want to buy a new home or refinance an existing mortgage, I will provide a customized solution for you at competitive rates. No brokering, no middleman, no hassle, no surprises.

Academy is a direct lender, which means that my Branch and Regional Offices are equipped to complete the entire loan process in—house—all loan processing, underwriting, closings, and funding are handled locally. As a result, we have a proven track record of closing loans as quickly and efficiently as possible

I will be in control of your loan file from start to finish, and I will be up—to—date on the status of your loan at all times. I understand the importance of maintaining continuous communication throughout the loan process and commit to providing you accurate, timely, and honest mortgage advice.

I invite you to put us to the test. Let me show you how simple and easy securing a mortgage can be.

Home Mortgage Tools

How much will my fixed rate mortgage payment be?

This calculator computes the payments (principal and interest), based on home price, down payment, and other factors.

How much mortgage might I qualify for?

This calculator computes the finance amount, based on income, expenses, credit rating, and other factors.

How much home can I afford?

This calculator computes the most expensive house you can buy, based on the highest payment you can afford.

How much will I save by increasing my mortgage payment?

Increasing your payment will reduce the principal on your mortgage, the total amount of interest you’ll pay, and the number of payments.

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The agents act and response very fast. Gave me a lot of guidance when preparing the material. It's a pleasure to work with Academy team.

—Xu Chen

I don't think I could have asked for a better experience.

—April Heningburg

—Chad Cole

We cannot speak highly enough about our experience at Academy Mortgage. Stephen was patient and kind every step of the way. He made sure we were constantly updated on the process, making sure we understood how everything worked and what was going to come next. He even stuck with us through a 5 month delay! We were lucky to have him guide us through the process and would have been lost without him!

—Kaitlyn Farrell

Stephen Marrs and Sheri Gunther were (are) wonderful people. There knowledge and guidance made the entire process easy and worry free. These two did all the work. I don't feel like I had to do anything but sign a few papers and show up for the closing.

—Steven Detter

Academy Mortgage was able to streamline the process and accommodate any of our requests. Even the closing was scheduled in the evening at our home . That was very helpful to our busy family schedule.

—Darryl Bell

I was going to go with another lender who lied and did not want to work with us. I was given the number to Academy Mortgage by a friend. I'm so glad that I made the call. They turned a bad situation with the other company into a positive experience. The mortgage process went extremely smooth.

—Jennifer Borso


Watch these videos to learn more about your loan.

Can You Relate? Celebrate the Downsize

Can You Relate? Celebrate the Downsize


Renovation Loans


Welcome to Academy Mortgage