Steven Lachance

Senior Loan Officer
NMLS # 364625
State Lic ME #364625
2019118_steven_lachance_Steve Lachance


Auburn, ME
195 Center Street
Suite 116
Auburn, ME 04210

It’s all about service at Academy Mortgage, and our company has been meeting the needs of homebuyers across the United States since 1988. I joined Academy because of its strong reputation for integrity—based mortgage lending, its unwavering commitment to responsible lending practices, and for its broad portfolio of mortgage solutions and tools.

Since joining Academy, I have helped many individuals and families attain the dream of homeownership. Whether you want to buy a new home or refinance an existing mortgage, I will provide a customized solution for you at competitive rates. No brokering, no middleman, no hassle, no surprises.

Academy is a direct lender, which means that my Branch and Regional Offices are equipped to complete the entire loan process in—house—all loan processing, underwriting, closings, and funding are handled locally. As a result, we have a proven track record of closing loans as quickly and efficiently as possible

I will be in control of your loan file from start to finish, and I will be up—to—date on the status of your loan at all times. I understand the importance of maintaining continuous communication throughout the loan process and commit to providing you accurate, timely, and honest mortgage advice.

I invite you to put us to the test. Let me show you how simple and easy securing a mortgage can be.

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Home Mortgage Tools


How much will my fixed rate mortgage payment be?

This calculator computes the payments (principal and interest), based on home price, down payment, and other factors.


How much mortgage might I qualify for?

This calculator computes the finance amount, based on income, expenses, credit rating, and other factors.


How much home can I afford?

This calculator computes the most expensive house you can buy, based on the highest payment you can afford.


How much will I save by increasing my mortgage payment?

Increasing your payment will reduce the principal on your mortgage, the total amount of interest you’ll pay, and the number of payments.

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Because that was my first time going through the home buying process, I having nothing else to compare it to. But my team was aware of that and did their best to make sure I understood everything. I walked away as a new home owner and also more knowledgeable on the situation. Steve, Janessa, and Nancy were the support systems through my journey.

—Kati Dumais

Steve and his staff are amazing! I've done 4 deals now with Steve and my realtor Jason Becvar and am planning on many more to come. Keep up the great work! Greg F

—Gregory W. Fortin

—Nancy Thomas

Steve and Janessa were very knowledgeable, personable, and helped us get a great rate on our dream home!

—Nicholas Myers

Great people handling my loan helped me with many issues.

—Mark Cable

—Jeffrey Lachance

Steve Jenessa and Shelly where a pleaser to work with

—Harley Bonnell

Steve was great, and Janelle was always quick to respond. Everyone offered information that made me have less questions- and their patience and thoroughness in ensuring I understood fully and had all questions answered was appreciated.

—Shanna Cox

I worked with Steve Lachance, Shelly Turcotte, and Janessa White. They were all quick to respond, and nice! The issues I can think of, are website based. In my account on the website, I didn't have the option to see the files I uploaded, while in the account page. Sometimes I wasn't sure what or what I did not send/upload. Also, I accidentally signed my initials for initial disclosures, instead of my full name, but I couldn't change it after the fact. So, I ended up having to sign all those documents with my initials.

—Michelle Ramsdell