Susie Lacondeguy

Mortgage Loan Officer
NMLS # 213246
State Lic CA #CA-DOC213246
I have worked in the mortgage industry for over 30 years. I began my journey as a Real Estate Agent and after 10 years, I decided to venture into lending. I have since worked as a loan assistant, processor, junior underwriter and ultimately as of 2003, a loan officer.

After so many years in this industry, I have found that my passion is to help my clients and their families attain the dream of home-ownership. Whether you want to buy a new home or refinance an existing mortgage, my team and I will provide a customized solution for you at competitive rates. No brokering, no middleman, no hassle, no surprises.

Academy has an array of loan products to choose from. My business partner, JoAnn Heath and I will work diligently to make sure to find the best program to fit your needs. We specialize in working with FHA, Conventional, High Balance FHA and Conventional, Jumbo, VA, One-Time Close, CalHFA, and Down Payment Assistance.

Academy is a direct lender, which means that my Branch and Regional Offices are equipped to complete the entire loan process in-house—all loan processing, underwriting, and funding are handled locally. As a result, we have a proven track record of closing loans as quickly and efficiently as possible.

We would love to help you attain the dream of home-ownership too. Give us a call!

Your Home Value

Find out what your current home is worth.

Home Mortgage Tools


How much will my fixed rate mortgage payment be?

This calculator computes the payments (principal and interest), based on home price, down payment, and other factors.


How much mortgage might I qualify for?

This calculator computes the finance amount, based on income, expenses, credit rating, and other factors.


How much home can I afford?

This calculator computes the most expensive house you can buy, based on the highest payment you can afford.


How much will I save by increasing my mortgage payment?

Increasing your payment will reduce the principal on your mortgage, the total amount of interest you’ll pay, and the number of payments.

Print page