Tammy Andrews

Branch Manager, Producing
NMLS # 197860
State Lic DE #MLO-197860, FL #197860, PA #100030, MD #197860


Talbot II
415 S. Talbot Street
St. Michaels, MD 21663

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Tammy Andrews is a Mortgage producing branch manager serving Maryland and Delaware.

She has been in the mortgage industry for over 35 years, helping people like you obtain their goal of sustainable homeownership. Tammy utterly understands that mortgages and lending can be unfamiliar territory for many along with the constant changes year after year, her guidance as a client advocate is instrumental.
Over the years she has had the opportunity of working with people who have a wide variety of situations and has helped them achieve their financing goals. Whether you are a first-time homebuyer, refinancing or buying your third investment property, Tammy will guide you through the loan process seamlessly by providing quality communication and advice. Tammy can provide a wide range of home loan options that make the most sense for your situation. Tammy is also an expert with custom home loan financing, she has worked with many builders over the years and can guide you through every step of the way from the purchase of the land to building your dream home.
What are the benefits of working with an Academy Mortgage Loan Specialist? The thing that makes Academy so great to work with is that we are a direct lender. This means each branch and regional office is equipped to complete the entire loan process in-house. Tammy and her team will be in control of your loan file throughout the entire process. This system allows for continuous communication and has given us a proven record of accomplishment of closing loans quickly and efficiently.
Download Tammy Andrew’s My Mortgage: Mobile App today for a trusted mortgage calculator and her contact information.

?Tammy offers Conventional, FHA, VA, USDA, construction loan financing, and down payment assistance loans servicing Delaware and the Maryland Eastern Shore and beyond including St Michael’s, Easton, Ocean City, Salisbury, Kent Island, Cambridge, Chestertown, Chrisfield.

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How much will my fixed rate mortgage payment be?

This calculator computes the payments (principal and interest), based on home price, down payment, and other factors.


How much mortgage might I qualify for?

This calculator computes the finance amount, based on income, expenses, credit rating, and other factors.


How much home can I afford?

This calculator computes the most expensive house you can buy, based on the highest payment you can afford.


How much will I save by increasing my mortgage payment?

Increasing your payment will reduce the principal on your mortgage, the total amount of interest you’ll pay, and the number of payments.

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