Cornerstones of Success

When it comes to helping individuals and families achieve successful homeownership, Academy is 1st CHOICE. For over 30 years, we have delivered exceptional mortgage service, in-house loan fulfillment, a broad portfolio of products and tools, and integrity-based mortgage banking.

Tammy Hammond

Loan Officer
NMLS # 405556
State Lic CA #CA- DBO405556
My passion is helping and educating my clients on homeownership. I’ve come to realize that everyone has a different scenario and it’s like putting a tiny puzzle together. Once you have all the key pieces, it’s about finding the right product that best suits your customer and giving them the best customer service that you possibly can.

Being a Loan Officer is very rewarding. Purchasing a home is something that is most important in one’s life and it’s about accomplishing the “American Dream”. What career out there can give such satisfaction than one in which I can educate and place a customer in their home?

I invite you to put us to the test. Let me show you how simple and easy securing a mortgage can be.

Home Mortgage Tools

How much will my fixed rate mortgage payment be?

This calculator computes the payments (principal and interest), based on home price, down payment, and other factors.

How much mortgage might I qualify for?

This calculator computes the finance amount, based on income, expenses, credit rating, and other factors.

How much home can I afford?

This calculator computes the most expensive house you can buy, based on the highest payment you can afford.

How much will I save by increasing my mortgage payment?

Increasing your payment will reduce the principal on your mortgage, the total amount of interest you’ll pay, and the number of payments.

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Tammy was there for my every need, she was absolutely the best person to have by my side during this process she was very knowledgable and professional. She is amazing at what she does! Thank you Tammy!!

—Caitlin Donovan

Tammy was amazing. She worked very hard to keep everything on track.

—Tatum Estes

Everything went very smooth and was a amazing first time experience. I learned so much about a home loan that I didn’t know before purchasing my first home. The knowledge I know now is all due to academy mortgage and doing there online course. I couldn’t be any happier.

—Anthony Barajas

Tammy went above and beyond to accommodate and make my first home buying experience as easy and painless as possible. Couldn't be more pleased!

—Grant Kutch

Tammy has done several loans for my clients and and has always made the process easy and done an amazing job! I highly recommend Tammy to everyone I know!

—Laura Jennings

Tammy is so knowledgeable and helpful in every way highly experience very easy to talk to I thank her so much and also her crew without them I will probably in an apartment . Thank you for the job will done.

—Leonora Kyllonen

Tammy was my loan officer and through my whole experience she went above and beyond to help me through my process. She was available 24/7 even after regular hours. She explained everything I needed to know in terms I'd understand. If I said she was outstanding I feel that wouldn't even describe how amazing she truly was. I will be recommending her to everyone I know!!! Thank you so very much Tammy. You made my experience pleasant.

—Shannon Anderson

Tammy has done several loans for my clients and and has always made the process easy and done an amazing job! I highly recommend Tammy to everyone I know!

—Laura Jennings

Tammy Hammond is always my first choice in lending for my clients!

—Laura Jennings

Tammy Hammond. She is highly knowledgeable, caring, and friendly. Was a blessing to work with her.

—Daniel Kushnir

Tammy Hammond is amazing and I love working with her. She really puts her heart and soul into the process and does an outstanding job!

—Alison Daniels


Watch these videos to learn more about your loan.

Can You Relate? Celebrate the Downsize

Can You Relate? Celebrate the Downsize


Renovation Loans


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