Ted Scalia

Loan Officer
NMLS # 141782
State Lic TN #115631, GA #41756, AZ #LO-0911929
2017613_ted_scalia_Head Shot June 2017

It’s all about service at Academy Mortgage, and our company has been meeting the needs of homebuyers across the United States since 1988. I joined Academy because of its strong reputation for integrity—based mortgage lending, its unwavering commitment to responsible lending practices, and for its broad portfolio of mortgage solutions and tools.

Since joining Academy, I have helped many individuals and families attain the dream of homeownership. Whether you want to buy a new home or refinance an existing mortgage, I will provide a customized solution for you at competitive rates. No brokering, no middleman, no hassle, no surprises.

Academy is a direct lender, which means that my Branch and Regional Offices are equipped to complete the entire loan process in—house—all loan processing, underwriting, closings, and funding are handled locally. As a result, we have a proven track record of closing loans as quickly and efficiently as possible

I will be in control of your loan file from start to finish, and I will be up—to—date on the status of your loan at all times. I understand the importance of maintaining continuous communication throughout the loan process and commit to providing you accurate, timely, and honest mortgage advice.

I invite you to put us to the test. Let me show you how simple and easy securing a mortgage can be.

Home Mortgage Tools


How much will my fixed rate mortgage payment be?

This calculator computes the payments (principal and interest), based on home price, down payment, and other factors.


How much mortgage might I qualify for?

This calculator computes the finance amount, based on income, expenses, credit rating, and other factors.


How much home can I afford?

This calculator computes the most expensive house you can buy, based on the highest payment you can afford.


How much will I save by increasing my mortgage payment?

Increasing your payment will reduce the principal on your mortgage, the total amount of interest you’ll pay, and the number of payments.

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Great customer service. Ted knows mortgages better than anyone I have ever dealt with. He provides the very best customer service. He looks after my interest and not just his. This is the way it should be. I will not do business with anyone else for my mortgages. He should be promoted to president of the company.

—Gerry Adams

I have been selling the S/E Valley for 30 years.Ted Scalia's level of professionalism, dedication and commitment to service exceeds most if not all in the lending industry. I am always secure in knowing that my valued client will be in the hands of an excellent gentleman.

—Pam Eagan - Realtor

Everyone was helpful and Ted did an extraordinary job of keeping my goal front and center and coordinating all aspects of the transaction.

—Barbara Ralston

I have used Ted in the past on another home refi and he is a great asset to Academy Mortgage! I will refer Ted out to all my friends and family, he has the know how of getting the job done! Thanks Academy for having such a great employee!

—Brian Mcquistion

I really can't heap enough praise on Ted and his team. I have never dealt with a more professional, thorough and informative person. Ted held our hand through the whole process and got us approved through an arduous and tedious process.

—Nicholas Sarola

Everyone was helpful and Ted did an extraordinary job of keeping my goal front and center and coordinating all aspects of the transaction.

—Barbara Ralston

Greatly Exceeded Expectations

—Matthew Wolfe

Almost every time my client uses Academy Mortgage, and Ted Scalia, I have rave reviews from people on the other side of the transaction. I have had other realtors ask for more info on Academy because they had a wow experience from the seller side experience with my buyer. I had the title company for the buyer this time comment "I wish Academy Mortgage did all my transactions, the closer was fabulous". Academy is my personal loan choice as a realtor as I used them to get my mortgage. Absolutely flawless from start to finish!

—Gabrielle Hanson

The loan officer was exceptional.

—John Kessler

Ted was timely and accurate in his work, he gave us great comfort as we went through the process of buying a house.

—Ryan Beenken

Ted is a helpful and professional loan officer. I would definitely use his services again.

—Veronica Campos

Another great experience with Ted Scalia.

—Mike Warren

Was an efficient and painless process. As easy as it could possibly be through all steps of the home buying process.

—Kyle Faber

Everyone was very helpful and respectful. They made the loan process easy. Thanks

—Zane Hill

Ted Scalia was fabulous to work with. Always on top of the process and always communicated what was needed and when.

—Bruce Peterson

Ted and the crew were amazing had a great experience and I would recommend them any time my sisters are both planning to move out here from back east and I will highly recommend Ted Scalia and academy mortgage.

—Marisol Muniz

The initial loan experience was no great because I was not getting the best deal, Pinnacle Peak home loan was providing with the best deal for my loan. I had worked with Ted on previous home refinance a few years ago and knew that Academy mortgage could match Pinnacle Peak's offer, and they did. Ted Scalia and his staff provided with excellent customer service, I was informed of my loan status on a daily basis and if I had any questions Ted was there to answer any of them at any time.

—Ivan Ruiz

I worked with Ted on a simple refinance several years ago, and when we decided to buy our new home he was the only loan officer I contacted. I knew he would be honest and open about the loan products available, offer sound advice on which ones would be best for our current situation, and that he and his team would accurately and efficiently guide my family through the loan process. Ted and his team lived up to, and exceeded those expectations, allowing us to close 3 business days earlier than expected, without ever having to wonder how our loan process was going. Even our Realtor was impressed with Ted and his team. It has been a great experience , and we are happy to be moving into our new home thanks to Ted's help. I will definitely pass his name along to anyone looking for a great mortgage broker. Thank you, Troy.

—Troy Turley

Very Smooth & Worry Free! Thank you Ted!

—Harold Mosley

This was our first up use and Ted was great! He was very helpful and informative on any issues or concerns we had.

—Michael Seeber

I've worked with Ted Scalia on 2 refi's over the past decade and I have referred him to others multiple times.

—Ryan Dennis