Tera Davis

Sales Manager / Producer
NMLS # 535927
State Lic OR #535927, WA #MLO-535927
2016520_tera_davis_Tera Business Picture 2016

With over 15 years of experience in the business I am confident that my team and I can help you with all of your mortgage needs. Coming from a larger bank I have found that Academy Mortgage far surpasses the competition. With competitive rates and fast in-house processing we are able to take the stress out of financing a home. We put our customers first by making our communication a priority so you are informed every step of the way. Let us show you what we mean -- give us a call today!

We offer a wide variety of loans to meet your mortgage needs:



203k Rehab Loans

Washington State Bond Loans

USDA Loans

And many more!

Home Mortgage Tools


How much will my fixed rate mortgage payment be?

This calculator computes the payments (principal and interest), based on home price, down payment, and other factors.


How much mortgage might I qualify for?

This calculator computes the finance amount, based on income, expenses, credit rating, and other factors.


How much home can I afford?

This calculator computes the most expensive house you can buy, based on the highest payment you can afford.


How much will I save by increasing my mortgage payment?

Increasing your payment will reduce the principal on your mortgage, the total amount of interest you’ll pay, and the number of payments.

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We are proud to be one of the top independent purchase lenders in the country. We achieved this distinction by continually providing exceptional customer service and by following responsible lending practices, especially in today's rapidly changing economy.

—Adam Kessler, Chairman of the Board, Academy Mortgage