Teresa Metz

Branch Manager, Producing
NMLS # 320381
State Lic ID #MLO-12736, WA #MLO-320381


8052 W Main Street
Suite 202
Rathdrum, ID 83858
Mobile: (208) 755-9227
Direct: (208) 712-8218
Branch: (208) 712-8230
Fax number: (866) 334-1452

It’s all about service at Academy Mortgage, and our company has been meeting the needs of homebuyers across the United States since 1988. I joined Academy because of its strong reputation for integrity—based mortgage lending, its unwavering commitment to responsible lending practices, and for its broad portfolio of mortgage solutions and tools.

Since joining Academy, I have helped many individuals and families attain the dream of homeownership. Whether you want to buy a new home or refinance an existing mortgage, I will provide a customized solution for you at competitive rates. No brokering, no middleman, no hassle, no surprises.

Academy is a direct lender, which means that my Branch and Regional Offices are equipped to complete the entire loan process in—house—all loan processing, underwriting, closings, and funding are handled locally. As a result, we have a proven track record of closing loans as quickly and efficiently as possible

I will be in control of your loan file from start to finish, and I will be up—to—date on the status of your loan at all times. I understand the importance of maintaining continuous communication throughout the loan process and commit to providing you accurate, timely, and honest mortgage advice.

I invite you to put us to the test. Let me show you how simple and easy securing a mortgage can be.

Home Mortgage Tools

How much will my fixed rate mortgage payment be?

This calculator computes the payments (principal and interest), based on home price, down payment, and other factors.

How much mortgage might I qualify for?

This calculator computes the finance amount, based on income, expenses, credit rating, and other factors.

How much home can I afford?

This calculator computes the most expensive house you can buy, based on the highest payment you can afford.

How much will I save by increasing my mortgage payment?

Increasing your payment will reduce the principal on your mortgage, the total amount of interest you’ll pay, and the number of payments.

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Teresa was fabulous! My clients found that their approval from another lender was worthless after their offer was accepted, and just when they were starting to panic, Teresa contacted them and got the ball rolling so fast they could have closed a week early. She was professional, personable and quick. We are all so grateful!

—Marie Kamprath

Everything went very smooth. I think I would like more personal email contact instead of canned communication.

—Penney Rimbey

I worked with Teresa and Terry. They were both very good to me and took the time to answer any questions that I had no matter how silly they seemed. I felt at ease during this process. I had a very BAD experience with a previous company and was dreading having to re-fi and go through all of this again, but they made it very painless to say the least. When there was a hiccup during the process they always had the fix, and even tho I don't have the best credit I never felt judged and that meant a lot to me. Thank you Teresa and Terry for all your support and help.

—TRacey Gauteraux

I loved working with Teresa, Ela, and Austyn from start to finish. I felt very taken care of, they explained things really well, and they even came to the closing with some house warming gifts!

—Molly Rich

Teresa Metz is such a pleasure to work with! It is nice to have someone dependable and professional to refer my clients to. Teresa always responds quickly whenever my clients or I need her assistance.

—Nancy Turner

Wonderful team. Thank you!

—Thomas Kepple

I was very pleased with the timely way the closing was handled. Everyone was very helpful when I needed questions answered. I couldn't have had a better experience with Teresa Metz and her staff, always pleasant and extremely helpful.

—Robin F

Throughout the entire transaction, from start to finish Teresa, Ela and Austyn were there to guide us step by step. Their communication skills are second to none and the customer service provided was outstanding. Academy Mortgage professional staff exceeded our expectations and are all Rock Stars in my book. It's great to work with industry professionals where you are more than just a number on a piece of paper, or a file on a desk, Academy Mortgage truly cares about their customers!

—Debra Marian

Absolutely loved working with Teresa and her team at Academy Mortgage. Everyone was very patient with all my concerns and questions, as a first time home buyer. Not only was Teresa very professional and excellent at her job but also very welcoming and friendly. She is most of all a hard working woman for her clients and will do anything she has to, to get you the right loan for your home purchase! Thank you again Team at Academy Mortgage for going above and beyond for myself and my family!

—Sabrina Pollack

—Rusty Koller

Everybody st Academy was insanely helpful and kind and personable. I felt like you guys were not just a company but friends as well and I am so glad that I chose you guys for my home loan!

—Austen Louden

Everyone at Academy were so kind and helpful. Even when I was high stressed and worrying about every little thing, they were kind and patient

—Robin Collie

Teresa was fantastic as usual. This was the 2nd loan she's done for us and the 5th for our family. We won't go anywhere else.

—Scott Leslie