Thomas Gessner

Regional Sales Leader
NMLS # 1009077
State Lic AZ #LO-0922636
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                  Like many of you I needed a mortgage prior to being a part of this exciting industry. Nervous about each and every step in the process, what I really wanted was a communicator. Someone who would return my phone calls promptly (no matter how often I called) and one who would walk me through the vigor of the mortgage process without making me feel as though I was a burden. I wanted someone not to use lender lingo like "points and yield, spread and premiums". What I needed was a person to understand that we all may only experience this process a couple of times in our lives and it is more complicated and nerve racking when you’re on the side receiving the loan. Guess what, I am that person!! I am excited to serve you as your loan officer and my goal is not only to earn this one transaction from you but to become your mortgage guy for life.

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How much will my fixed rate mortgage payment be?

This calculator computes the payments (principal and interest), based on home price, down payment, and other factors.


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This calculator computes the finance amount, based on income, expenses, credit rating, and other factors.


How much home can I afford?

This calculator computes the most expensive house you can buy, based on the highest payment you can afford.


How much will I save by increasing my mortgage payment?

Increasing your payment will reduce the principal on your mortgage, the total amount of interest you’ll pay, and the number of payments.

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