Todd Fowlks

Loan Officer
NMLS # 283797
State Lic LA #283797, MD #283797, GA #53529, PA #70861, WY #8344, IN #41801, VA #MLO-31927VA, AK #AK283797, WI #283797, FL #LO62874, CO #100505993, RI #283797, NM #283797, OK #MLO19337, DC #MLO283797, WA #MLO-283797, NV #57762, IL #031.0056583, MA #MLO283797, MO #MO-283797, MI #283797, ID #MLO-20416, ND #NDMLO283797, ME #283797, TX #283797, KS #LO.0039369, DE #MLO-283797, KY #MC701759, CA #CA-DBO283797, AL #283797, WV #LO-35683, AZ #LO-0938871, VT #VT283797, NH #283797, NC #I-185073, SD #MLO.08575, NE #283797, UT #5488080, OR #283797, TN #184820, MT #283797, IA #34097


339 West 13490 South
Draper, UT 84020
Mobile: (801) 243-2680
Branch: (801) 553-6854

Thanks for visiting my website. I look forward to helping you navigate your way through the mortgage process. I am committed to making sure you are taken care of, given the best rates and fees, and fully understand your individual mortgage loan.

With the help of my team, we can fully take care of your mortgage needs all "under the same roof". We process and approve your loan without sending your loan "out". This means we are in complete control of your loan and work together as a team to get your loan approved, rather than being at the mercy of an Underwriter in some distant location. This means faster closings, more accurate details, and more savings to you.

I have been originating loans now for 20 years. You can rest assured knowing that you are getting experience and a vast knowledge of all loan programs. With this knowledge I will help create a loan program that is individual to your needs. I look forward to working with you!!

Home Mortgage Tools

How much will my fixed rate mortgage payment be?

This calculator computes the payments (principal and interest), based on home price, down payment, and other factors.

How much mortgage might I qualify for?

This calculator computes the finance amount, based on income, expenses, credit rating, and other factors.

How much home can I afford?

This calculator computes the most expensive house you can buy, based on the highest payment you can afford.

How much will I save by increasing my mortgage payment?

Increasing your payment will reduce the principal on your mortgage, the total amount of interest you’ll pay, and the number of payments.

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We are proud to be one of the top independent purchase lenders in the country. We achieved this distinction by continually providing exceptional customer service and by following responsible lending practices, especially in today's rapidly changing economy.

—Adam Kessler, Chairman of the Board, Academy Mortgage