Tom Sullivan

Sales Manager, Producing, Mortgage Banker, Home Loan Specialist
NMLS # 1337543
State Lic VA #MLO-27747VA, MT #1337543, MN #MN-MLO-1337543, CA #CA-DBO1337543, AZ #LO-0930248, MN #1337543

It’s all about service at Academy Mortgage, and our company has been meeting the needs of homebuyers across the United States since 1988. I joined Academy because of its strong reputation for integrity—based mortgage lending, its unwavering commitment to responsible lending practices, and for its broad portfolio of mortgage solutions and tools.

Since joining Academy, I have helped many individuals and families attain the dream of homeownership. Whether you want to buy a new home or refinance an existing mortgage, I will provide a customized solution for you at competitive rates. No brokering, no middleman, no hassle, no surprises.

Academy is a direct lender, which means that my Branch and Regional Offices are equipped to complete the entire loan process in—house—all loan processing, underwriting, closings, and funding are handled locally. As a result, we have a proven track record of closing loans as quickly and efficiently as possible

I will be in control of your loan file from start to finish, and I will be up—to—date on the status of your loan at all times. I understand the importance of maintaining continuous communication throughout the loan process and commit to providing you accurate, timely, and honest mortgage advice.

I invite you to put us to the test. Let me show you how simple and easy securing a mortgage can be.

Home Mortgage Tools


How much will my fixed rate mortgage payment be?

This calculator computes the payments (principal and interest), based on home price, down payment, and other factors.


How much mortgage might I qualify for?

This calculator computes the finance amount, based on income, expenses, credit rating, and other factors.


How much home can I afford?

This calculator computes the most expensive house you can buy, based on the highest payment you can afford.


How much will I save by increasing my mortgage payment?

Increasing your payment will reduce the principal on your mortgage, the total amount of interest you’ll pay, and the number of payments.

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The loan experience was excellent- it was the appraisal process that we weren't happy with, but that had nothing to do with our loan officer. He went above and beyond.

—Daniel Pierce

All smooth and straightforward. Easy process and Tom was very knowledgeable.

—Erin Kaleta

Tom Sullivan is AMAZING. No kidding!! He worked through a very difficult transaction, including a short sale, subsequent auction, 1031 Exchange money among a million other things. All with great aplomb, diplomacy and at times acting as a psychologist talking me off the ledge. I have entered into many transactions during my personal and professional life and wish I would have had Tom Sullivan on the other end of the phone with those transactions. Really can't say enough about his integrity, professionalism and strategic thinking.

—Constance Deianni

Tom has been nothing but amazing. I first met him several months ago when he was the officer for closing on my house. When I decided to refinance, contacting Tom was a no brainer for me. He was very helpful throughout the entire process and was always seeking my best interest. I will definitely stay in contact with him.

—Diego Ortiz

Tom wants to help. He explains things, communicates really well and is so supportive. He asked questions about my own goals with regard to my house and my second home. Because of his hard work I do not feel as burdened with debt. I highly recommend Tom and his team!

—Anita Stulc

Tom was very knowledgeable, helpful, and available at all times during my loan process! Tom knew what options worked best for me and made my home buying process very smooth and stress free! Thanks Tom!

—Marissa Krick

Tom and his team kept me up to date from start to finish. they gave me a great starting point and with their guidance I achieved exactly what they told me I would. very happy with the process. extremely pleased with all the team members that made this a positive experience.

—Andrew Adams

Tom and the team where amazing! They made our home buying process so much smoother then we ever expected.

—Benjamin Skehan