Victor Millington

Branch Manager, Producing
NMLS # 177408
State Lic NV #52835, AZ #LO-0911629, WA #MLO-177408

It’s all about service at Academy Mortgage, and our company has been meeting the needs of home-buyers across the United States since 1988. I joined Academy because of its strong reputation for integrity-based mortgage lending, its unwavering commitment to responsible lending practices, and for its broad portfolio of mortgage solutions and tools.

Since joining Academy, I have helped many individuals and families attain the dream of home-ownership. Whether you want to buy a new home or refinance an existing mortgage, I will provide a customized solution for you at competitive rates. No brokering, no middleman, no hassle, no surprises.

Academy is a direct lender, which means that my Branch and Regional Offices are equipped to complete the entire loan process in-house—all loan processing, underwriting, closings, and funding are handled locally. As a result, we have a proven track record of closing loans as quickly and efficiently as possible.

I will be in control of your loan file from start to finish, and I will be up-to-date on the status of your loan at all times. I understand the importance of maintaining continuous communication throughout the loan process and commit to providing you accurate, timely, and honest mortgage advice.

I invite you to put us to the test. Let me show you how simple and easy securing a mortgage can be.

Your Home Value

Find out what your current home is worth.

Home Mortgage Tools


How much will my fixed rate mortgage payment be?

This calculator computes the payments (principal and interest), based on home price, down payment, and other factors.


How much mortgage might I qualify for?

This calculator computes the finance amount, based on income, expenses, credit rating, and other factors.


How much home can I afford?

This calculator computes the most expensive house you can buy, based on the highest payment you can afford.


How much will I save by increasing my mortgage payment?

Increasing your payment will reduce the principal on your mortgage, the total amount of interest you’ll pay, and the number of payments.

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Victor is a great person. He was very helpful during my whole process.

—Marielos Rosas Lugo

Very professional and easy to work with. I was a smooth process and went very quickly. Keep doing a great job.

—Lynette McDonald

Very professional, I am a first time home owner and help me every step of the way. The best experience in buying a home. They walk you to every step of the way. Very organized, knowledge on what needed to happen. I would definitely recommend academy mortgage.

—Freddy Hernandez

Great people. Great communication. Got the FHA loan done in under 30 days!!!

—Casey Cuppy

Everyone involved with Academy was outstanding. They were very responsive, extremely helpful, and treated me with the utmost respect - which was very important given that it was my first home buying experience. I loved some of the videos and graphics they used, the more simplified visuals, the better!

—Colin Jordan

Victor and Michelle were extremely helpful and always willing to take the time to clarify and explain any of my concerns. They made this a very satisfactory experience.

—Sergio Angulo

Compared with an experience we had in the past, our experience with Academy was efficient, customer-oriented, and overall very positive. Thank you for all of your help!

—Rachael Adams

Victor has been my daughter’s lender through three transactions. He and I met over 6 years ago. He handled my daughters financing like a superstar. Now I needed a lender, so I went to him. I got pre-approved and couldn't find what I wanted. Finally about 9 months later I found what I wanted and away we went. Victor was fantastic and just damn good at what he does. He also has a team of over 70 some folks and was very caring to each and every one. I was a commercial lender for 44 years and have never really met a man that was so efficient and caring. He is one of the greatest!!!!! I can't leave out Michelle Van Every- what a team and I know I wasn't easy! My laptop crashed and they went out of their way to help me!! Love these people. I have two friends moving out here and have recommended Victor to both families!! He's one of the best!!!!!!!!

—Denny Mcmillan

Victor was accessible, great energy, communicated regularly, has an excellent relationship with his team and as a team they made things happen quickly, they were able to adjust quickly to changing circumstances caused by parties outside their organization during the transaction to keep timelines and meet Close of Escrow date. They exceeded my expectations adding to the level of excellence I strive to give my clients. Thank you Victor and your team!

—Steve Valkenaar - Realtor

The people we worked with were responsive and helpful. We had a good experience with Academy.

—Katie Harris

The process was fast and smooth, Michelle was amazingly patient me.

—Howard Mandernach


—Casey Cuppy

Victor and team did an awesome job in providing a great service, as well very efficient, and fast. always answers all my question and concerns. Always available always.... Thank you For your helping us becoming first time home Owners.

—Salvador Campos

I believe academy mortgage is very good with communicate and getting back to you with any questions you or your clients may have....


Michelle Van Every is one of the best. Victor milling ton is one great manager and goes above and beyond to take care of customers

—Dennis McMillan

They responded quickly to my questions. Very good experience, everyone did an excellent job.

—Dave Johnson - Realtor

Amazing. Best in the business

—Casey Cuppy