Wendy Lloyd

Senior Loan Officer
NMLS # 314444
State Lic UT #5491473
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I have been in the mortgage industry for over 23 years. I’m experienced in all aspects of the business, including Principle Lending Manager, Branch Manager, Loan Originating, Processing, Closing and Funding. I’ve also had the privilege of being an In-House Loan Officer for Prudential Utah Real Estate, Preferred Lender for Keller Williams South Valley and the Mortgage Loan Relocation Specialist for Wardley Better Homes & Gardens.
I take my work very seriously and my knowledge, experience and attention to details earn me “Customers for Life”! You can confidently refer friends, family and co-workers to me for guidance in helping them with one of the most important decisions of their life. My greatest satisfaction is helping others, both personally and professionally. “I NEVER FORGET WHO I'M WORKING FOR”!
In the little spare time I have, I enjoy giving back to the community, traveling, camping and spending time with family and friends.

It’s all about service at Academy Mortgage, and our company has been meeting the needs of home buyers across the United States since 1988. I joined Academy because of its strong reputation for integrity and its unwavering commitment to responsible lending practices, and for its broad portfolio of mortgage solutions and tools.

Since joining Academy, I have helped many individuals and families attain the dream of home ownership. Whether you want to buy a new home or refinance an existing mortgage, I will provide a customized solution for you at competitive rates. No brokering, no middleman, no hassle, no surprises.

Academy is a direct lender, which means that my Branch and Regional Offices are equipped to complete the entire loan process... in house loan processing, underwriting, closings, and funding are handled locally. As a result, we have a proven track record of closing loans as quickly and efficiently as possible

I will be in control of your loan file from start to finish, and I will keep you up to date on the status of your loan at all times. I understand the importance of maintaining continuous communication throughout the loan process and commit to providing you accurate, timely, and honest mortgage advice.

I invite you to put us to the test. Let me show you how simple and easy securing a mortgage can be.

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Home Mortgage Tools


How much will my fixed rate mortgage payment be?

This calculator computes the payments (principal and interest), based on home price, down payment, and other factors.


How much mortgage might I qualify for?

This calculator computes the finance amount, based on income, expenses, credit rating, and other factors.


How much home can I afford?

This calculator computes the most expensive house you can buy, based on the highest payment you can afford.


How much will I save by increasing my mortgage payment?

Increasing your payment will reduce the principal on your mortgage, the total amount of interest you’ll pay, and the number of payments.

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I've worked with Wendy Lloyd for over a decade, for nearly all my loan needs. As long as she's in the business I'll be seeking her excellent services. She is professional, skilled, hard working, and has a good sense of humor. Thank YOU Wendy, for being awesome. She got me better terms than I expected, cost me less to do the loan, and I am 110% satisfied.

—Samuel Peterson

Wendy Lloyd was amazing. She was very patient while we had to wait to get our account in order. She is very knowledgeable and she explained everything about the process.

—Nicholas William Leak

Wendy was very easy to work with. She is friendly and very helpful. I really enjoyed working with her.

—Brenda Ann Caldwell

We worked with Wendy Lloyd exclusively for much of the process. Wendy was excellent at providing us with options which suited our interest, as well as shedding light on details not often familiar to folks outside the industry (like us). We greatly appreciate how well she conveyed all elements involved. About two thirds of the way through we were introduced to Brandi Jensen as an additional conduit for information. This addition was a real boost right as things became tighter in terms of timeline and the demand for jumping through hoops seemed to increase. As a team they proved to be as efficient as we could ever hope for. Real pros.

—Frederick Buckley

Wendy and her team provided me with great customer service. They kept me informed each step of the way,

—Catherine Mendez

I couldn't have asked for a better loan experience. Wendy is amazing and they made this process so simple and stress free. Most people I have talked to tell me financing a home loan is one of the worst experiences they have ever had. I can happily say the Academy Mortgage team are some of the best people I have ever worked with. Each person was kind and never made me feel like I was asking too many questions. They always took the time to help me understand every phase of my journey.

—Amber Mitchell

I was super great working with Wendy Lloyd!! She was fantastic!!

—Chad Barton

Wendy Lloyd is the best to work with. She communicates very well with myself and clients. Wendy educates not only my clients but me as well. She gets the job done in a timely manner. I wish all my clients would use her because she is THE best!

—Corie Leon


Watch these videos to learn more about your loan.

Can You Relate? Celebrate the Downsize

Can You Relate? Celebrate the Downsize


Renovation Loans


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