Cornerstones of Success

When it comes to helping individuals and families achieve successful homeownership, Academy is 1st CHOICE. For over 30 years, we have delivered exceptional mortgage service, in-house loan fulfillment, a broad portfolio of products and tools, and integrity-based mortgage banking.

Wendy Williams

Branch Manager, Producing
NMLS # 201312
State Lic UT #7513347


2120 North 400 East
Suite 103
Ogden, UT 84414
Mobile: (435) 225-5300
Direct: (801) 782-4494

It’s all about service at Academy Mortgage, and our company has been meeting the needs of home-buyers across the United States since 1988. I joined Academy because of its strong reputation for integrity-based mortgage lending, its unwavering commitment to responsible lending practices, and for its broad portfolio of mortgage solutions and tools.

Since joining Academy, I have helped many individuals and families attain the dream of home-ownership. Whether you want to buy a new home or refinance an existing mortgage, I will provide a customized solution for you at competitive rates. No brokering, no middleman, no hassle, no surprises.

Academy is a direct lender, which means that my Branch and Regional Offices are equipped to complete the entire loan process in-house—all loan processing, underwriting, closings, and funding are handled locally. As a result, we have a proven track record of closing loans as quickly and efficiently as possible.

I will be in control of your loan file from start to finish, and I will be up-to-date on the status of your loan at all times. I understand the importance of maintaining continuous communication throughout the loan process and commit to providing you accurate, timely, and honest mortgage advice.

I invite you to put us to the test. Let me show you how simple and easy securing a mortgage can be.

Home Mortgage Tools

How much will my fixed rate mortgage payment be?

This calculator computes the payments (principal and interest), based on home price, down payment, and other factors.

How much mortgage might I qualify for?

This calculator computes the finance amount, based on income, expenses, credit rating, and other factors.

How much home can I afford?

This calculator computes the most expensive house you can buy, based on the highest payment you can afford.

How much will I save by increasing my mortgage payment?

Increasing your payment will reduce the principal on your mortgage, the total amount of interest you’ll pay, and the number of payments.

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It all went great! We had some complicated financials since we are Self employed but we were able to get things done in a timely matter anyway.

—Douglas Price

Working with Wendy Williams is a most satisfying experience. She keeps well informed, identifies troublesome areas before they are a problem and most always has a good solution for difficult situations.


Pretty painless

—Christian Hess

Wendy at academy mortgage made my first home purchase a breeze. She was helpful and thorough. I always knew where we were at in the process and didn't have to worry.

—Ashley Jeppesen

My recent mortgage is the second time I've used Academy mortgage with Wendy Williams. I can testify that if its possible to get a home loan Wendy is the one to find the way. I'm totally impressed with her knowledge of the ever constant changing lending laws and options. I will definitely highly recommend her to anyone looking for a mortgage loan.

—Shane Baton

Very helpful and made the process of buy a home very simple.

—Luke Espinoza

Wendy Williams is amazing! She is very knowledgeable and gets things done fast. We closed in 3 weeks with zero problems. I will definitely use her again in the future.

—James Bodily

Wendy and her staff were friendly and helpful. They went out of there way to make sure that I had a loan that I was comfortable with. I highly recommend them.

—Ann Valverde

December 19, 2016. I really liked working with Wendy. I really enjoyed being able to upload information to the website and not having to drop off 50 paper copies of all my information. Was easy and fast.

—Thomas Kotter

I loved the simplicity to it. It didn't feel like a large project for me or an overwhelming amount of work. It was simple and happened the way I would have hoped.

—Shane Nishikawa

5-4-16 Five Star Rating and would highly recommend Academy Mortgage Corporation as a lender. Here is what Mac had to say: "Wendy and her team were great to work with and made the process essentially seamless. Having everything automated was a huge plus as I travel for work and the ability to update and upload data was priceless."

—Mac Erickson

I have used Wendy Williams in the past for my first home many years ago. I enjoyed her then and I enjoyed her now as well. Very knowledgable and honest. I greatly appreciate her.

—Sharee Setzer

From the day I started working with Wendy and Julie (academy mortgage) I was treated in a professional manner and they went above and beyond to be an advocate to me and my family. Very responsive and works for you.

—John Vining

I liked that you explained every step of the process. You worked hard and efficiently to make sure we got the best rate!

—Hilary Hicks

Wendy and her team were fantastic to work with!! The process was very smooth. For a first time home buyer experience it could not have been better.

—Taylor Larkin

Academy was great to work with.

—Tysen Bair

Very fast and friendly! So happy with the results.

—Steven Ballingham

Wendy Williams was great to work with. I felt she took a genuine interest in my needs.

—Rod Cottle

I send buyers to Academy because I know that they will tell me if they can do the loan up front. They are great to work with.

—Amy Call

September 19, 2016. My experience with Academy Mortgage exceeded my expectations. At the beginning of this process, I was expecting there might be delays and maybe some issues. I encountered NON of these problems. I was updated through all the stages of the mortgage origination process and arrived to sign my closing paperwork on the projected date. Exactly on the date I was told from the moment I signed my real estate contract.

—Giau Ruiz-Hue

Our experience with Academy was awesome. Wendy and her team were great and on top of everything the entire process. This was the smoothest process we have ever had in getting a mortgage or even refinancing!

—Marcus Blood

5-21-16 Michael would highly recommend Academy Mortgage Corporation as a lender. Here is what Michael had to say: "Wendy was great to work with I would highly recommend her she's the real deal ??"

—Michael Johnson

Wendy was very professional and understood our financing needs, was personable and responsive. Julie was on top of everything in a timely manner, she was kind and very communicative, together the office was able to provide an excellent experience and we would use this office again, Thank you Wendy and Julie

—Asher Cary

Wendy is great I got all my stuff in and she did the rest! We even closed early!

—Alexie Obray

It was a very nice experience stress free everybody was very helpful

—William Hudson

It was great Wendy Williams and Shelby Palmer were awzome

—Dorothy Sonato-Saldana

Wendy was great. She was available to answer all of my questions, even at bizarre times. She made sure we got an interest rate under 4% and called us the day it dropped below that point. I had a great experience with Wendy Williams and Academy Mortgage.

—Teresa Lee

I was a little confused on the payoff of the second. It got paid by me and the tidal company

—Robert Shaffer

Overall this was a great experience. Closing a home is a very stressful ordeal. Wendy took the complexity out of the equation and helped us to understand the key points of interest and concern. I can honestly say I didn't feel any stress...that alone is a huge compliment. :-)

—Jeffrey Petersen

Our experience was outstanding. Wendy Williams was very helpful and found ways to make the loan we got fit our needs precisely. The timeline was very quick, and the process went along without any substantial complications. We are very pleased!!!

—Steven Laing

Impressed if summed up in a word. I know I'm not being then advantage of and that's no small thing in this day and age. Thank you for providing me a way to pay for my house, bills and a decent standard of living.

—Victor Begaii

Please quit killing so many trees. After signing papers in the office we received additional copies in the mail asking us to sign them and fax them in. It felt like there was a disconnect in the communication between the Brigham office and the Ogden office. Other than this, we had a great experience, and everyone was very helpful.

—Michael Rhodes

5-2-16 4 star rating and would highly recommend Academy Mortgage Corporation as a lender. Here is what Eve had to say: "Wendy was extra helpful as this was a tricky loan to get since we had to do a power of attorney for one of us. She worked hard to make the loan for us."

—Eve I Jones

5-31-16 five star rating and would highly recommend Academy Mortgage Corporation as a lender. Here is what Darin had to say: "Wendy and Julie were amazing to work with. They were prompt in getting back with me every time I called or emailed and very interested in making sure I had all my questions answered."

—Darin Dean

November 29, 2016. Wendy was very responsive to my questions throughout the process, diligently monitored my loan status, and helped me to get the best interest rate available. I couldn't be more impressed!

—Joe Hadley

I thought Wendy was great to work with. Very helpful.

—Cody Ammons


Watch these videos to learn more about your loan.

Can You Relate? Celebrate the Downsize

Can You Relate? Celebrate the Downsize


Renovation Loans


Welcome to Academy Mortgage