Yaneris Elias

Branch Manager, Producing
NMLS # 283836
State Lic FL #LO47229

It’s all about service at Academy Mortgage, and our company has been meeting the needs of homebuyers across the United States since 1988. I joined Academy because of its strong reputation for integrity—based mortgage lending, its unwavering commitment to responsible lending practices, and for its broad portfolio of mortgage solutions and tools.

Since joining Academy, I have helped many individuals and families attain the dream of homeownership. Whether you want to buy a new home or refinance an existing mortgage, I will provide a customized solution for you at competitive rates. No brokering, no middleman, no hassle, no surprises.

Academy is a direct lender, which means that my Branch and Regional Offices are equipped to complete the entire loan process in—house—all loan processing, underwriting, closings, and funding are handled locally. As a result, we have a proven track record of closing loans as quickly and efficiently as possible

I will be in control of your loan file from start to finish, and I will be up—to—date on the status of your loan at all times. I understand the importance of maintaining continuous communication throughout the loan process and commit to providing you accurate, timely, and honest mortgage advice.

I invite you to put us to the test. Let me show you how simple and easy securing a mortgage can be.

Your Home Value

Find out what your current home is worth.

Home Mortgage Tools


How much will my fixed rate mortgage payment be?

This calculator computes the payments (principal and interest), based on home price, down payment, and other factors.


How much mortgage might I qualify for?

This calculator computes the finance amount, based on income, expenses, credit rating, and other factors.


How much home can I afford?

This calculator computes the most expensive house you can buy, based on the highest payment you can afford.


How much will I save by increasing my mortgage payment?

Increasing your payment will reduce the principal on your mortgage, the total amount of interest you’ll pay, and the number of payments.

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Working with Yaneris is a dream.

—Jessica Lissette caso

Yaneris is an expert in her field and was always patient and thorough when explaining the process amd next steps. Everything was very easy and moved very fast!

—Joanne Williamson

I don’t know where to start I have so many good things to say from the very beginning everybody was very helpful full I knew the answers to any question that I had and if they didn’t know the answer they went above and beyond to find it and make sure I understood it to they help secure the best rates in a fast and efficient manner making sure all bases were covered from start to finish I was extremely happy with Academy mortgage especially Yaneris and Sue special thanks to you guys I greatly appreciate all your help !! I’m finally a homeowner thanks to Academy mortgage thank you guys !!!

—Christopher Fischman

Yaneris kept me informed throughout the process. At times I felt frustrated with the lack of answers from the underwritting dept, but I would always call Yaneris and she would make sure to clear any questions I had.

—Gisele Dennis