What Sets Us Apart
When it comes to helping individuals and families achieve successful homeownership, Academy Mortgage is 1st CHOICE.
Exceptional Mortgage Service
- Quick Closing Times
Academy Mortgage sets the gold standard in loan origination, with average closing times that are significantly quicker than our competition. Our teams commit to providing timely response, clear communication, and absolute follow-through to make sure loans close on time.
- Local Control
Academy Mortgage has the distinct advantage of being a direct lender, which means all loan processing, underwriting, and funding are handled in our local branch offices. Our teams have the tools and resources in-house to expedite these processes, resulting in our proven track record of closing loans as quickly and efficiently as possible. Your local team will be in control of your loan file from start to finish and will be up to date on the status of your loan at all times.
- Broad Portfolio of Product Solutions
Whether you want to build or buy a new home or refinance an existing mortgage, our teams will design a customized solution for you at competitive interest rates. Academy Mortgage offers one of the largest product portfolios in the industry. As a result, our teams can originate almost any loan in even the most challenging situations with confidence and efficiency. No brokering, no middleman, no hassle, no surprises. We are also an approved lender of government lending agencies, offering unique programs through Fannie Mae, Freddie Mac, Ginnie Mae, and state housing programs.
- Innovative Mortgage Tools
Academy Mortgage is continually developing new technology to facilitate and expedite the home buying process. These innovative tools include useful mobile apps like MobilityRE, which provides homebuyers with the most accurate data feed from the Multiple Listing Service to search for homes on the go, and the My Mortgage: Mobile app that allows users to securely upload required loan documents and stay up to date on their loan status.
Strength and Stability
- Focus on Purchase Business
Academy Mortgage maintains a comparably high ratio of purchase-to-refinance activity in the home loan marketplace, which means we’re not as much at risk as other banks and mortgage lenders when it comes to stability and predictability. Our purchase business target is 80% of total transactions, which is significantly better than the industry average.
- National Footprint
Academy Mortgage has experienced exponential growth in recent years and is now one of the nation’s largest independent mortgage lenders. Our company has more than 220 branch offices, employs more than 2,000 people, and is licensed to originate loans in 49 states and the District of Columbia.
- Integrity-Based Mortgage Banking
Academy Mortgage is respected nationwide for our unwavering commitment to responsible lending practices. We do what we say we will do. Our transparent behaviors and actions as a company provide confidence and assurance that we can be counted on to exercise our BEST efforts to consistently deliver loans on time, every time without compromising our core values or reputation. We are 100% focused on retail mortgage banking, which provides greater stability and predictability. It is of utmost importance that we protect our customers and safeguard their financial wellness for many years to come.