I appreciate this opportunity to introduce myself. I started my career in the mortgage industry in 1984 working for the largest mortgage loan servicer in the country processing and originating loans. I continued to originate loans as well as working in wholesale lending. In 2012 I returned to originating specializing in land acquisition and development loans for subdivisions construction loans for builders and residential mortgage loans for consumers. I offer a full selection of loan products for purchases refinances Jumbo loans first time homebuyer programs commercial loans and much more. I believe my customer service professionalism and attention to detail are a benefit to my clients. All loan processing underwriting and closing are done in the branch to help me control the service levels and turn time so I can provide a fast and efficient mortgage. I will make sure you have regular updates and honest answers in a timely manner. I have learned from my years in management that communication and service are most important. I am committed to being available and helping you every step along the way. I want home buying to be an exciting and positive experience. Working with homeowners is something I love and I hope to have the opportunity to work with you. Please feel free to contact me if you have questions or if I can be of any help. I look forward to hearing from you!! Sincerely Carolyn Ney