Robert Wasieko

NMLS# 243140

Sales Manager

Robert Wasieko
Sales Manager

NMLS# 243140
State Lic: AZ # 0917493;
1750 East Northrop Blvd.
Suite 230
Chandler, AZ 85286
Direct: (480) 265-4887
Fax: (480) 269-9052
Mobile: (480) 257-9080

The experience was excellent. Bob walked me through each step, always preparing me for what could be next. I would highly recommend Bob and Academy Mortgage.La Dawna White
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Robert began his career in the Arizona real estate industry in 1987, and since 1997 he has been a full time Mortgage Loan Officer. He has assisted hundreds of families with their mortgage loans and has a long list of satisfied customers and referral partners who can attest to his professionalism, honesty and integrity.  According to Robert, "Many families come to me frustrated by or wary of the mortgage process due to their past experiences or by things that they have heard from friends and family."  My advice to everyone seeking a mortgage these days is the same; relax!  You are in good hands with Academy Mortgage. 

Call Bob on his mobile phone or email him 24/7.  He's well known for answering calls and emails at all hours.  His staff at Academy Mortgage is a virtual all-star team comprised of the top loan processors and underwriters in the industry. The entire Wasieko Team prides itself on fast response times, accurate information and exceeding your expectations. 




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NMLS# 243140

State Lic: AZ: 0917493;

Corp Lic: AZ: BK-0904081;


Freddie Mac reports fixed-rate mortgage averages remain unchanged

According to Freddie Mac's Primary Mortgage Market Survey, for the week ending Feb. 18, fixed mortgage rates remained unchanged when compared on a week-over-week basis.

"After another week of financial market oscillations driven by rumors of potential limits on oil production, the 10-year Treasury yield edged up 5 basis points, and the 30-year mortgage rate remained unchanged at 3.65 percent," noted Sean Becketti, Freddie Mac's chief economist. "Despite this week's uptick in Treasury yields, the 10-year is still 54 basis points lower than it stood at the end of 2015, while the mortgage rate has dropped only 36 basis points over the same period."

Interest rates stay historically low, reported Freddie. The Primary Mortgage Market Survey showed the average interest for a 30-year fixed-rate mortgage settled at 3.65%, the same rate seen a week ago at this time, and the average 15-year FRM stayed at 2.95%. However, interest rates for the average 5-year Treasury-indexed hybrid adjustable-rate mortgage rose slightly from 2.83% the previous week to 2.85%. 

These historically low interest rates may prompt more interested buyers to apply for a U.S. home mortgage, enter the housing market and bolster the economy. 

Bankrate reports slightly higher averages. While Freddie Mac's survey showed relatively unchanged averages for interest rates, Bankrate noted averages ticked up for the week ending Feb. 17. The average 30-year FRM settled at 3.85%, which is up from the previous week's average of 3.78%. 

The average 15-year FRM increased from 3.06% to 3.12% on a week-over-week basis, and the benchmark 5/1 ARM settled at 3.28% from 3.18%. 

Despite Bankrate's reported dip, refinance applications drive the market. While rates may have risen slightly, they remain historically low and many interested buyers and individuals with existing mortgages have decided to take advantage of low rates and substantial savings. Current available rates make refinancing a mortgage well worth the savings accrued over the life of the new loan. 

Coupling the low rates with the approach of spring suggests a healthy housing market moving into the new season. Higher temperatures and lower rates will likely coax many individuals to apply for a home loan and begin their search for the perfect house. 

Academy Mortgage is one of the top independent purchase lenders in the country as ranked in the 2014 CoreLogic Marketrac Report. Visit to find a loan, get a rate, or calculate your payment today.


Mortgage rates continue to fall

Interest rates for U.S. home mortgages continued to decrease for the week ending Jan. 28. Lower rates may lead to a higher number of interested homebuyers and more refinance activity. 

Interest falls, improving affordability. According to Freddie Mac's Primary Mortgage Market Survey, interest rates moved lower for the fourth consecutive week. The average 30-year fixed-rate mortgage fell to 3.79% from 3.81% the previous week. A year ago, the average 30-year FRM settled at 3.66%. 

A typical 15-year FRM fell from 3.1% to 3.97% on a week-over-week basis, but remains slightly higher than the 2.98% average seen a year ago. 

The average 5-year Treasury-indexed hybrid adjustable-rate mortgage slid from 2.91% the week prior to 2.9%. A year ago at this time, the 5-year ARM settled at 2.86%. 

According to Bankrate's analysis of average interest rates, this is the lowest level seen since April 2015, making it an ideal time to refinance or purchase a new home. 

The Federal Reserve pauses. Due to market turmoil, the Federal Reserve reacted as expected and paused for the week ending Jan. 28. 

"The yield on the 10-year Treasury stabilized around 2 percent this week, and the 30-year mortgage rate dipped 2 basis points to 3.79 percent," said Sean Becketti, Freddie Mac's chief economist. "The recent market turmoil has given the Fed pause; as was universally expected, the Fed stood pat this week but kept its options open for a rate increase in March. This week's housing releases confirmed the momentum of home sales going into 2016. A hesitant Fed, sub-4-percent mortgage rates (at least for a little while longer), and strong housing fundamentals should generate a three percent increase in home sales this year." 

Bankrate also noted that the committee continues to keep a close eye on the global economy. Concerns surrounding the labor market and inflation targets drove the central bank's decision not to raise the federal funds rate for the time being.

Home prices rise. With a rise in demand for housing, the value of homes will likely continue to increase.  

"Basically, the housing market, as measured by prices, is in good shape and the more prices rise, the more homeowners have the equity to make a move," noted Joel Naroff, president and chief economist for Naroff Economic Advisors, according to Bankrate. "That is good news."

Academy Mortgage is one of the top independent purchase lenders in the country as ranked in the 2014 CoreLogic Marketrac Report. Visit to find a loan, get a rate, or calculate your payment today.


Mortgage applications increase slightly for the week ending March 4

The Mortgage Bankers Association reported applications for U.S. home mortgages rose 0.2% when compared on a week-over-week basis.

The Purchase Index shows a rise in purchase apps. While mortgage applications only increased slightly, the Purchase Index showed a 4% increase, which is the highest level seen in two months. 

However, the Refinance Index fell slightly by 2% when compared to the previous week. In fact, the refinance share of all mortgage activity dropped to 56.7% of all applications. A week ago it accounted for 58.6% of all mortgage applications. 

Homeowners may be hesitant when it comes to refinancing a current mortgage because of their uncertainty. However, Bankrate suggested that individuals consider a few different factors when deciding whether to refinance, including:  

When individuals interested in refinancing reach out to a professional, they can feel more confident moving forward with their decision and ultimately saving money over the life of their loan. 

Academy Mortgage is one of the top independent purchase lenders in the country as ranked in the 2015 CoreLogic Marketrac Report. Visit to find a loan, get a rate, or calculate your payment today.