Robert Wasieko

NMLS# 243140

Sales Manager

Robert Wasieko
Sales Manager

NMLS# 243140
State Lic: AZ # 0917493;
1750 East Northrop Blvd
Suite 230
Chandler, AZ 85286
Direct: (480) 265-4887
Fax: (480) 269-9052
Mobile: (480) 257-9080

Bob and his team were great. They helped us through the loan process and made it quite painless.Christopher Watson
Payment Calculator

Robert began his career in the Arizona real estate industry in 1987, and since 1997 he has been a full time Mortgage Loan Officer. He has assisted hundreds of families with their mortgage loans and has a long list of satisfied customers and referral partners who can attest to his professionalism, honesty and integrity.  According to Robert, "Many families come to me frustrated by or wary of the mortgage process due to their past experiences or by things that they have heard from friends and family."  My advice to everyone seeking a mortgage these days is the same; relax!  You are in good hands with Academy Mortgage. 

Call Bob on his mobile phone or email him 24/7.  He's well known for answering calls and emails at all hours.  His staff at Academy Mortgage is a virtual all-star team comprised of the top loan processors and underwriters in the industry. The entire Wasieko Team prides itself on fast response times, accurate information and exceeding your expectations. 




Watch helpful videos to learn more about Academy.

NMLS# 243140

State Lic: AZ: 0917493;

Corp Lic: AZ: BK-0904081;


Green home growth continues

According to the National Association of Home Builders, there is a strong outlook for green homes. Many interested buyers want eco-friendly features in their homes, and that demand is driving a more substantial market for green properties.

The NAHB reported improving market for eco-friendly homes. Dodge Data & Analytics partnered with the NAHB to observe green homes and their role in the improving housing market. In the study, 232 U.S. builders and remodelers were surveyed.

Currently, 54% of builders reported that at least 16% of their new homes have green features, and 39% of remodelers indicated that 16% of all projects integrated eco-friendly appliances, windows and other features.

By 2020, more than half of all home builders will be constructing at least 60% of their homes green.

"Builders and remodelers have long recognized that green is the future of home building," said the NAHB Chairman Tom Woods, a home builder. "Since we first began partnering on this study with Dodge Data & Analytics in 2006, we've seen that commitment grow. The study's recent findings reinforce this continued growth, with new homeowner feedback showing a desire and expectation that new homes be high-performing, particularly when it comes to energy conservation."

Woods also noted that builders must adapt to the demand for green homes in order to remain competitive in the market.

Green homes proven to provide value. According to Guild Quality, 94% of individuals who have purchased a green home would recommend investing in an eco-friendly property to a family member or friend. In addition, 70% of homeowners indicated they "strongly agree" that they are satisfied with the features in their new green home, and 25% "agreed."

The Guild Quality reported overwhelmingly positive feedback in regards to eco-friendly houses. Better temperature regulation, lower utility bills and a quieter home are some of the many benefits current owners expressed regarding the ownership of houses with eco-friendly features. 

The future of real estate will likely embrace green homes as the demand for them continues to increase among interested buyers. 

Academy Mortgage is one of the top independent purchase lenders in the country as ranked in the 2014 CoreLogic Marketrac Report. Visit to find a loan, get a rate, or calculate your payment today.


Little change in mortgage rates over holiday weekend

Freddie Mac's Primary Market Survey showed minor changes in interest rates for U.S. home mortgages over the week ending Dec. 24.

"Treasury yields dropped slightly as the holidays approach," noted Sean Becketti, Freddie Mac's chief economist. "Mortgage rates remain largely unchanged, with the 30-year mortgage rate ticking down a basis point to 3.96 percent. As we mentioned last week, long-term interest rates will not spike in response to the Federal funds rate increase. While we expect the 30-year mortgage rate to be above 4 percent in early 2016, we anticipate rates will gradually increase, averaging 4.4 percent for the year."

Interest rates remain relatively unchanged when compared on a week-over-week basis. According to the survey, the average 30-year fixed-rate mortgage decreased just slightly, falling from the previous week's average rate of 3.97% to 3.96%. A year ago at this time, 30-year FRMs settled at 3.83%. 

When compared to the previous week, 15-year FRMs remained unchanged at 3.22%, and a year ago at the same time the average 15-year FRM was 3.10%. 

Both 5-year Treasury-indexed hybrid and 1-year Treasury-indexed adjustable-rate mortgages were slightly up from the previous week's rate, at 3.06% and 2.68% respectively. 

Bankrate's analysis of the week's average interest rate for U.S. home mortgages also saw little change

Existing home sales experienced a notable downturn from October to November. Lawrence Yun, the National Association of Realtors' chief economist, noted the Know Before You Owe rule may have also been a contributing factor to the drop in existing-home sales. 

"Sparse inventory and affordability issues continue to impede a large pool of buyers' ability to buy, which is holding back sales," said Yun. 

However, the drop in these sales figures may not continue, as interest rates remain low for consumers looking to invest in property of their own. 

For individuals waiting to buy based on rate changes, it may be best to begin their search for the perfect home sooner rather than later. Locking in a low rate requires action while rates are at their lowest points. 

Academy Mortgage is one of the top independent purchase lenders in the country as ranked in the 2014 CoreLogic Marketrac Report. Contact me to find a loan, get a rate, or calculate your payment today.


Week ending Dec. 4 experiences uptick in mortgage applications

According to the Mortgage Bankers Association's weekly survey, the first week of December saw applications for home loans increased 1.2% when compared on a week-over-week basis. 

Interest in homeownership rises for the week ending Dec. 4. The rise in applications for U.S. home mortgages is likely due to the anticipated rate hike from the U.S. Federal Reserve. USA Today noted rates have already begun slowly rising, and many interested homebuyers and current homeowners are probably looking to secure a lower rate to increase total savings over the life of the loan. 

Applications increase for many types of loans. The increase of 1.2% is measured on a seasonally adjusted basis. When compared to the previous week on an unadjusted basis, the Market Composite Index rose 43%. 

Refinancing activity also experienced a boost of 4% when compared on a week-over-week basis. This share of mortgage activity rose to 58.7%. 

Adjustable-rate mortgage activity ticked up to 6.2%, and the share of mortgages insured by the Federal Housing Administration rose to 14% from 13.2% when compared on a week-over-week basis.

Home loan applications through the Department of Veteran Affairs fell to 10.8% from 11.3%, and all loan applications submitted through the U.S. Department of Agriculture remained unchanged from the previous week. 

Interest rates see slight increases. According to the MBA, the interest rate for the average 30-year fixed-rate jumbo loans rose slightly, from 3.89% to 3.91%. Interest rates for 15-year FRMs also rose slightly to 3.39% from 3.36%. 

The increases seem to already be occurring in the lending industry, in advance of the Fed's expected rate hike, and consumers everywhere are attempting to secure a lower rate. 

Academy Mortgage is one of the top independent purchase lenders in the country as ranked in the 2014 CoreLogic Marketrac Report. Visit to find a loan, get a rate, or calculate your payment today.