Barry Wyllie

NMLS# 11354

Branch Manager

Barry Wyllie
Branch Manager

NMLS# 11354
State Lic: RI # 11354; MA # MLO11354;
1244 Broadway
Suite Floor 2
Raynham, MA 02767
Branch: (508) 738-6395
Mobile: (508) 245-9761

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My name is Barry Wyllie, and I joined Academy in 2018 because of its strong reputation for integrity—based mortgage lending, its unwavering commitment to responsible lending practices, and for its broad portfolio of mortgage solutions and tools.

I am a Veteran of the U.S. Army's 82nd Airborne Division and proud father of three great kids! As a commercial airline pilot by training, I started my professional lending career in 2003, due to the unstable and ever changing aviation industry post 9/11, and never looked back! I am very proud to say that I have personally worked with thousands of families in helping them both purchase and refinance homes. Nearly all of my business is done solely by referral. I am passionate about our trusted clients' experience, and our staff is dedicated to just that. Our job is to manage the entire process so you don't have to. My business grows each year as a result of loyal and satisfied clients who refer their friends and family to me. When I am not working, I enjoy flying, golfing, traveling and spending time with my friends and family.

Academy is a direct lender, which means that my New England Branch and Regional Offices are equipped to complete the entire loan process in—house—all loan processing, underwriting, closings, and funding are handled locally. As a result, we have a proven track record of closing loans as quickly and efficiently as possible

I will be in control of your loan file from start to finish, and I will be up—to—date on the status of your loan at all times. I understand the importance of maintaining continuous communication throughout the loan process and commit to providing you accurate, timely, and honest mortgage advice.

I invite you to put us to the test. Let me show you how simple and easy securing a mortgage can be.

Mortgage Education

View these helpful tips for becoming a homeowner.
Barry was great to work with from start to finish! He made the VA process easy for my first time home buyers. I would absolutely recommend him to my buyers, and to other real estate agents. Pamela Laliberte

NMLS# 11354

State Lic: RI: 11354; MA: MLO11354;

Corp Lic: RI: 20122817LL and 20122818LB; MA: ML3113;

Rhode Island Licensed Lender; Massachusetts Mortgage Lender License;

Tips for a Simple Loan Approval

If you encounter a special situation, it is best to mention it to us right away so we can help you determine the best way to achieve your goals.




10 Steps to Homeownership

From pre-approval to closing, Academy will help you along the road to homeownership. You can count on us for responsible, honest, and ethical service in every step of the process.

  1. Loan pre-approval. Pre-approval allows you to search for a home that you can afford based on your credit, income, and assets. An application and supporting financial documents must be submitted to your Loan Officer, including pay stubs, tax returns, and account statements.
  2. Home search Once pre-approved, start shopping with your real estate agent! When you decide on the right home for you, the terms of sale are negotiated and your agent presents your offer to the seller.
  3. Formal loan application and product selection. After the seller accepts your offer, formally apply for home financing and select the ideal loan product to meet your needs.
  4. Appraisal and home inspection. As your application is being processed, an appraisal is ordered to identify any discrepancies between the sale price and appraised value. Properties are also inspected for water and termite damage and other safety hazards.
  5. Processor’s and underwriter’s review. A loan processor reviews the entire loan file and sends all pertinent information to an underwriter who makes the final decision to approve the loan.
  6. Final loan approval. If you have a good credit score and debt-to-income ratio, your loan will likely be approved. Keep in mind that there may be financial conditions or property conditions that need to be met before final loan approval.
  7. Closing. Final loan and escrow documents are prepared and signed by you (the buyer) and the seller.
  8. Funding. A wire or check for the amount of the loan is sent to the title company.
  9. Close of escrow. Documents that transfer titles are recorded with the county.
  10. Confirmation of recording. The title company authorizes the escrow company (or closing agent) to draft a check to the seller.

Ultimately the final step . . . MOVE INTO YOUR NEW HOME!



For many, the benefits of buying a home outweigh the advantages of renting. With mortgage interest rates at historic lows and rents on the rise, now is an affordable time to finance a mortgage with a fixed monthly payment lower than rent.

If you plan to stay in your home for more than six years, buying a home could save you thousands of dollars over renting. And don’t forget about the noisy neighbors upstairs.

The Benefits of BUYING

Mortgage loan interest is deducted from your state and federal income taxes and a portion of your property taxes may also be deducted.

Fixed mortgage payments (principal and interest) will not change during the loan term whereas rent payments may increase annually.

Owning a home long term allows equity to build and thus your home investment to grow.

The Benefits of RENTING

Renting may be the preferred option for those planning or needing to make a move in less than six years.

Renters are often able to rely on landlords and property managers to pay for and make necessary home repairs.

Some utility expenses may be included in monthly rent payments.

Contact me today to start realizing the benefits of homeownership.

Please consult a tax professional about your specific situation and the tax savings benefits of homeownership.