Bobby Barberee

NMLS# 208500

Loan Officer Assistant

Bobby Barberee
Loan Officer Assistant

NMLS# 208500
State Lic: AL # 52972; GA # 28739;
5565 Glenridge Connector NE
Suite 400
Atlanta, GA 30342
Branch: (404) 574-2600
Mobile: (404) 936-4454

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Consult any of Bobby Barberee's prior customers, and they will be quick to tell you that Bobby is a great guy that is committed to keeping the process of getting a loan as smooth as possible. His expertise and depth of knowledge concerning loan products and updates in the mortgage industry are the perfect complement to his easy going character and dedication to communication and customer service. He keeps the complex processes understandable and sets his customers at ease at every possible opportunity.

He started his career in the mortgage industry on the operations side of the house, helping him master the technical aspects of lending. He then took that knowledge to the field where he has worked for 11 years as a successful loan officer - 10 years with Countrywide Home Loans. In recognition of his excellence, Bobby has been awarded the Platinum Award for Sales/Production. Further, Bobby has worked as the preferred lender on over 20 developments in the Atlanta area earning him the trust and respect of many local builders and developers. Seeking to leverage his mortgage industry strengths and his real estate relationships, Bobby eagerly joined the Academy mortgage team in October 2010 excited by the opportunity to align himself and his customers with one of the best lending teams in the area.

Bobby grew up in Woodstock and has lived his entire life in Georgia where he considers himself fortunate to have the great support of his parents and younger brother. He is the proud uncle of two nephews, Ben (9) and Noah (4), and he enjoys playing and watching sports and spending time with his family and friends. Bobby attended Kennesaw State University where he worked toward his degree in Business Administration and Finance.

Mortgage Education

View these helpful tips for becoming a homeowner.
We are proud to be one of the top independent purchase lenders in the country. We achieved this distinction by continually providing exceptional customer service and by following responsible lending practices, especially in today’s rapidly changing economy.Adam Kessler, CEO, Academy Mortgage

NMLS# 208500

State Lic: AL: 52972; GA: 28739;

Corp Lic: AL: 20839; GA: 20505;

Georgia Residential Mortgage Licensee;

Tips for a Simple Loan Approval

If you encounter a special situation, it is best to mention it to us right away so we can help you determine the best way to achieve your goals.




10 Steps to Homeownership

From pre-approval to closing, Academy will help you along the road to homeownership. You can count on us for responsible, honest, and ethical service in every step of the process.

  1. Loan pre-approval. Pre-approval allows you to search for a home that you can afford based on your credit, income, and assets. An application and supporting financial documents must be submitted to your Loan Officer, including pay stubs, tax returns, and account statements.
  2. Home search Once pre-approved, start shopping with your real estate agent! When you decide on the right home for you, the terms of sale are negotiated and your agent presents your offer to the seller.
  3. Formal loan application and product selection. After the seller accepts your offer, formally apply for home financing and select the ideal loan product to meet your needs.
  4. Appraisal and home inspection. As your application is being processed, an appraisal is ordered to identify any discrepancies between the sale price and appraised value. Properties are also inspected for water and termite damage and other safety hazards.
  5. Processor’s and underwriter’s review. A loan processor reviews the entire loan file and sends all pertinent information to an underwriter who makes the final decision to approve the loan.
  6. Final loan approval. If you have a good credit score and debt-to-income ratio, your loan will likely be approved. Keep in mind that there may be financial conditions or property conditions that need to be met before final loan approval.
  7. Closing. Final loan and escrow documents are prepared and signed by you (the buyer) and the seller.
  8. Funding. A wire or check for the amount of the loan is sent to the title company.
  9. Close of escrow. Documents that transfer titles are recorded with the county.
  10. Confirmation of recording. The title company authorizes the escrow company (or closing agent) to draft a check to the seller.

Ultimately the final step . . . MOVE INTO YOUR NEW HOME!



For many, the benefits of buying a home outweigh the advantages of renting. With mortgage interest rates at historic lows and rents on the rise, now is an affordable time to finance a mortgage with a fixed monthly payment lower than rent.

If you plan to stay in your home for more than six years, buying a home could save you thousands of dollars over renting. And don’t forget about the noisy neighbors upstairs.

The Benefits of BUYING

Mortgage loan interest is deducted from your state and federal income taxes and a portion of your property taxes may also be deducted.

Fixed mortgage payments (principal and interest) will not change during the loan term whereas rent payments may increase annually.

Owning a home long term allows equity to build and thus your home investment to grow.

The Benefits of RENTING

Renting may be the preferred option for those planning or needing to make a move in less than six years.

Renters are often able to rely on landlords and property managers to pay for and make necessary home repairs.

Some utility expenses may be included in monthly rent payments.

Contact me today to start realizing the benefits of homeownership.

Please consult a tax professional about your specific situation and the tax savings benefits of homeownership.