Brian Cumpton

NMLS# 376055

Builder Manager

Loan Programs

  • CONVENTIONAL MORTGAGES

    A Popular Product for Homebuyers With Excellent Credit and Money to Put Down
    Academy’s Conventional Mortgages—including Fixed-Rate Mortgages, Adjustable-Rate Mortgages, and Jumbo Mortgages)—typically require a 3%–20% down payment, which results in immediate equity in a new home.

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  • FHA-INSURED FINANCING

    An Ideal Solution for Those With Less-Than- Ideal Buying Power
    With flexible qualification guidelines, Academy’s FHA-Insured Loans are designed to benefit first- time homebuyers and buyers who don’t have perfect credit or a lot of money to put down.

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  • USDA RURAL-HOUSING

    Government-Backed Loans for Homebuyers in Rural Areas
    With government-backed, affordable USDA Home Loans, Academy can provide 102% financing for homebuyers in defined rural development areas.

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  • VA HOME LOANS

    Favorable Loan Terms and Interest Rates for Military Personnel
    Academy proudly offers loan products that meet the home financing needs of active-duty military and veterans nationwide.

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  • FHA 203(k) RENOVATION LOANS

    A Great Alternative for Those Wanting to Buy or Refinance a Fixer-Upper
    Academy’s FHA 203(k) Renovation Loans are designed for people wanting to buy or refinance a fixer-upper and include the costs to repair and remodel the property all in a single loan.

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  • STATE HOUSING LOANS

    Affordable Housing for the Disadvantaged
    Academy’s State Housing Agency Loans provide affordable housing for low- and moderate-income households, underserved minority populations, people with disabilities, and the elderly.

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  • REFINANCING YOUR MORTGAGE

    Have You Looked at Refinancing Lately?
    With interest rates at historic lows, now is the time for you to weigh the costs and benefits of refinancing your mortgage with Academy.

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  • FHA STREAMLINE REFINANCE

    The Simplest and Fastest Way to Refinance an FHA-Insured Loan
    Qualified FHA-insured homeowners may use this tool to refinance their home without providing proof of income and possibly without a home appraisal.

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NMLS# 376055

State Lic: FL: LO7002; IL: 031.0030543;

Corp Lic: FL: MLD241; IL: MB.6760661;

Illinois Residential Mortgage Licensee;