A Popular Product for Homebuyers With Excellent Credit and Money to Put DownLearn More
Academy’s Conventional Mortgages—including Fixed-Rate Mortgages, Adjustable-Rate Mortgages, and Jumbo Mortgages)—typically require a 3%–20% down payment, which results in immediate equity in a new home.
An Ideal Solution for Those With Less-Than- Ideal Buying PowerLearn More
With flexible qualification guidelines, Academy’s FHA-Insured Loans are designed to benefit first- time homebuyers and buyers who don’t have perfect credit or a lot of money to put down.
Government-Backed Loans for Homebuyers in Rural AreasLearn More
With government-backed, affordable USDA Home Loans, Academy can provide 102% financing for homebuyers in defined rural development areas.
VA HOME LOANS
Favorable Loan Terms and Interest Rates for Military PersonnelLearn More
Academy proudly offers loan products that meet the home financing needs of active-duty military and veterans nationwide.
FHA 203(k) RENOVATION LOANS
A Great Alternative for Those Wanting to Buy or Refinance a Fixer-UpperLearn More
Academy’s FHA 203(k) Renovation Loans are designed for people wanting to buy or refinance a fixer-upper and include the costs to repair and remodel the property all in a single loan.
STATE HOUSING LOANS
Affordable Housing for the DisadvantagedLearn More
Academy’s State Housing Agency Loans provide affordable housing for low- and moderate-income households, underserved minority populations, people with disabilities, and the elderly.
REFINANCING YOUR MORTGAGE
Have You Looked at Refinancing Lately?Learn More
With interest rates at historic lows, now is the time for you to weigh the costs and benefits of refinancing your mortgage with Academy.
FHA STREAMLINE REFINANCE
The Simplest and Fastest Way to Refinance an FHA-Insured LoanLearn More
Qualified FHA-insured homeowners may use this tool to refinance their home without providing proof of income and possibly without a home appraisal.