Chris Wilson

NMLS# 133481

Senior Loan Officer

Chris Wilson
Senior Loan Officer

NMLS# 133481
State Lic: FL # LO14351 ; CA # CA-DOC133481 ; MI # 133481;
3600 Green Court
Suite 300
Ann Arbor, MI 48105
Direct: (734) 239-1492
Mobile: (734) 239-1492
chris.wilson@academymortgage.com

Academy's My Mortgage App

Welcome!

It’s all about service at Academy Mortgage, and our company has been meeting the needs of homebuyers across the United States since 1988. I joined Academy because of its strong reputation for integrity—based mortgage lending, its unwavering commitment to responsible lending practices, and for its broad portfolio of mortgage solutions and tools.

Since joining Academy, I have helped many individuals and families attain the dream of homeownership. Whether you want to buy a new home or refinance an existing mortgage, I will provide a customized solution for you at competitive rates. No brokering, no middleman, no hassle, no surprises.

Academy is a direct lender, which means that my Branch and Regional Offices are equipped to complete the entire loan process in—house—all loan processing, underwriting, closings, and funding are handled locally. As a result, we have a proven track record of closing loans as quickly and efficiently as possible

I will be in control of your loan file from start to finish, and I will be up—to—date on the status of your loan at all times. I understand the importance of maintaining continuous communication throughout the loan process and commit to providing you accurate, timely, and honest mortgage advice.

I invite you to put us to the test. Let me show you how simple and easy securing a mortgage can be.

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Chris Wilson is extremely professional, efficient and his knowledge and expertise will keep us coming back. Robert Turner

NMLS# 133481

State Lic: FL: LO14351 ; CA: CA-DOC133481 ; MI: 133481;

Corp Lic: FL: MLD241; CA: 4170013; MI: FR0018875;

Licensed by the Department of Business Oversight Under the California Residential Mortgage Lending Act;

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Zillow Group partners with Google to improve consumer experience

Zillow Group recently announced plans to join Google Compare for Mortgages in an effort to bolster the current mortgage shopping experience.

Google Compare for Mortgages assists consumers in California searching for a home loan. According to Tech Times, Google has partnered with Zillow to release a free tool that allows interested buyers and current homeowners to compare various mortgage rates. This service is currently only available to lenders in California. However, more states will likely gain access to this tool in the near future. 

"Whether you're a national lender or one local to California, people searching for mortgages on their smartphone or desktop computer can now find you, along with a real-time, apples-to-apples comparison of rate quotes from other lenders - all in as little as a minute," Google noted, according to Tech Times.

Zillow Group continues to improve online homebuying experience. A press release from Zillow Group indicated the operation plans to partner with Google to give consumers an easier way to understand and compare various loan packages online. 

With access to real-time lender rates, ratings and reviews, interested homebuyers can feel more confident and informed before making their final decision and agreeing to the terms of a U.S. home mortgage. 

"Zillow Group and Google share the same vision to first and foremost empower consumers with comprehensive access to valuable information that helps them make confident, more informed financial decisions," said Erin Lantz, Zillow Group vice president of mortgages. "This partnership allows us the unique opportunity to help borrowers by providing them with the industry's most accurate, real-time information about home loans and mortgage lenders while simultaneously offering Zillow Group's lenders increased reach for their businesses."

First-time homebuyers have grown accustomed to using their smartphones, tablets and computers for making purchases, conducting research and connecting with others. By allowing the modern consumer to quickly and easily compare and contrast various rates and lenders, a better decision can be made. 

Today's buyers will likely feel more confident in entering the housing market if they can compare lenders. Zillow Group and Google provide a unique opportunity and meet a substantial need among not only first-time homebuyers, but also individuals who may be interested in refinancing their current mortgage. 

Academy Mortgage is one of the top independent purchase lenders in the country as ranked in the 2014 CoreLogic Marketrac Report. Visit www.academymortgage.com to find a loan, get a rate, or calculate your payment today.

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Millennials and the housing market

Millennials are generally defined as individuals born between 1980 and 1995. The National Association of Realtors indicated these young adults make up 31% of today's homebuyers, so understanding the habits and desires of this demographic is important to industry professionals. 

Realtor.com indicated these young adults will be the primary drivers behind the real estate market in the years to come. 

"People who believe that millennials are disinterested in homeownership are grossly mistaken," said Jonathan Smoke, the NAR's chief economist. "This generation hit the job market during one of the largest recessions of all time, and they've had to work hard to establish credit and save for a down payment. With the older segment just beginning to enjoy living the life that drives homeownership - including marriage and children - now is the most appropriate time for them to consider homeownership. And that's exactly what the latest numbers are showing."

Young buyers enter the real estate market. According to Realtor.com, there are a high number of millennial homebuyers investing in Des Moines, Iowa, houses. Nearly 60% of individuals applying for a U.S. home mortgage in this capital city were between the ages of 25 and 34. 

The Urban Land Institute's survey, "Gen Y and Housing: What They Want and Where They Want It," indicated one of the top-ranking features young adults consider when buying a home is the cost. Other important features included:

Affordable homes with close access to a plethora of restaurants and entertainment attract a higher number of young buyers. Local markets that can offer these perks can expect an influx of millennial prospective homeowners. 

Academy Mortgage is one of the top independent purchase lenders in the country as ranked in the 2014 CoreLogic Marketrac Report. Contact me to find a loan, get a rate, or calculate your payment today.

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Existing-home sales in 2015 expected to finish out strong

Existing-home sales will likely finish out the year at a high pace, according to a press release from the National Association of Realtors. As market conditions improve and more interested homebuyers decide to apply for a U.S. home mortgage and become owners of their own real estate, housing activity will round out very healthily in 2015. 

Affordability concerns not expected to impact existing-home sales. While some experts may have believed home affordability would impact the rate of home sales, the housing market will wind up doing better than it fared at the end of last year. Total sales are expected to outperform 2014 and actually reach the highest pace seen since 2006, before the housing market crisis. 

"Sustained job growth and interest rates below 4 percent have been the catalyst behind the improvement in sales," said Lawrence Yun, NAR's chief economist. "The demand for buying is especially strong in parts of the country where jobs gains and economic activity have outpaced the rest of the nation - particularly in states like Utah and Florida and cities such as Denver."

Yun anticipates home sales will end up at a pace of around 5.3 million units this year and the trend will continue to 5.5 million units in 2016. 

Rising rent will also drive up the demand for homes. According to Zillow, an online real estate company, the median price of rent increased 4% in April on a year-over-year basis. This is the most substantial jump since March 2013. 

The rapidly increasing rental rate may encourage more individuals to enter the housing market and invest in their first homes. A higher volume of interested buyers would force the demand for homes upward and home values will likely also increase. 

Median home price expected to rise. According to Yun, the median selling price for existing homes is also expected to increase at the end of the year by as much as 6%. The increase will slightly slow in 2016 to 4%. 

Though greater demand and less inventory could continue to drive the price of homes up, a jump in housing starts also bodes well for the future of the real estate market. 

Academy Mortgage is one of the top independent purchase lenders in the country as ranked in the 2014 CoreLogic Marketrac Report. Visit www.academymortgage.com to find a loan, get a rate, or calculate your payment today.

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