Clay Cummings

NMLS# 874626

Branch Manager, Producing

Testimonials

We will recommend you guys again. Funding at closing was awesome since we closed so late on a Friday. Buyer got keys in less than an hour after they signed. Way to go, very impressive.Amy Chance
It was a great loan experience. I appreciate all the work Clay and his team did on my behalf. Wesley Patteson
Simple and easy process. First time buyer and everything was made as easy as can be Candie Houghton
They made it fast, easy, and painless. Chelsea Smith
Clay did an amazing job Deanna Adamson
Everything went smoothly and accurate. 100% customer satisfaction.Fahed Arzouni
Clay was very professional, friendly and helpful. It was very clear all through the process what he would do and what would be expected from me. He always kept me updated timely and answered any questions I had. He was a pleasure to work with and he was very trustworthy!!Karla Crowder
Clay, Christen, Kim & Jennifer are by far the best team! I would recommend them to any and everyone! I really appreciate the gentle kind and honest nature of them and I am glad I have them on my Team. I personally would not ever use another Lender when it comes to my personal business. Haley Mariam
Clay and team really put my mind at ease during the home buying process, calming my fears and being available when I had any questions or concerns. I will absolutely recommend Academy Mortgage to anyone that I hear of needing a mortgage lender. Sheila Frank
I’ve often heard “horror” stories about buying a home. I can honestly say this process was very easy, the app was easy to use and upload my documents. JoLayne Bourque
Great to work with and kept me informed every step of the way. Clifton McAllister
Always responsive in a timely manner. Thanks for your teams' hard workBrian Huls
Clay went above and beyond to help us. We thought buying a home was going to be a tedious, stressful, hard road. Clay was so helpful and able to walk us through the entire process and answer each question/worry we had. Even late nights and weekends! The entire process from beginning to end was easy and a pleasure. If it weren't for Clay and his responsiveness and willingness to help, the process definitely would have been stressful and A LOT harder. We will definitely be recommending Academy and Clay to anyone and everyone for their mortgage needs! In fact, we already have!Donald Mullins
The progress bar showing the status of our loan never was updated to show we closed.Todd Holton
It was a very pleasant experience with no worries and would recommend this service to first time home buyers!!Jeffrey Walker
Clay from Academy was brought in to give us a second chance on a mortgage after another bank dropped out. He worked hard to make sure that we got our place quickly and the whole process was so much easier than it was with the first bank. I would recommend Clay and Academy to anyone I know that is needing a loan.Jordan Canfield
I had talked with 2 or 3 other lenders before thankfully finding Clay. I was so impressed with his professionalism and his true sense of compassion for my husband and I. He answered phone calls and emails at all times of the days, even on weekends and they were always immediate responses. He never got tired of answering questions. He just went over and beyond in everything and always worked overtime to get any problems fixed while trying to get the process complete. I am so thankful for Clay and the whole team at Academy Mortgage!Chelsea Owens
Clay was great help and they seemed to have everything ready for us. It was a really easy time for us. Thank You very much .Donald R White
It took many months to get a house and they were all there for me. And did everything to help.Erica Villanova-Hill
My experience with Academy Mortgage was exceptional. The whole process brought very little stress upon myself as opposed to the horror stories I hear about other people's home buying experience. The staff are very friendly, informative, prompt, and are willing to speak with you anytime regarding questions/concerns during the process.Dustin Billiot

NMLS# 874626

State Lic: TX: 874626; OK: MLO16458;

Corp Lic: TX: 3113; OK: ML010411;

Figure: 7 TAC §81.200(c) CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV.;