Jon Maguire

NMLS# 204787

Senior Loan Officer

Jon Maguire
Senior Loan Officer

NMLS# 204787
State Lic: GA # 28208;
5565 Glenridge Connector NE
Suite 400
Atlanta, GA 30342
Direct: (770) 331-7500
Fax: (404) 835-9663
Mobile: (770) 331-7500
Branch: (404) 574-2600
jon.maguire@academymortgage.com

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Jon, an Atlanta resident since 1990, originally grew up in New England and finished high school in Peachtree City, Georgia. He graduated from Georgia Tech with a degree in Industrial Engineering. After 6 years in the Business Consulting industry, he realized his true passions were in Real Estate and Finance, and thus decided to switch career paths into Mortgage Banking due to it being a perfect blend of both.

Jon had graduated from a Nationally-Renowned "Professional Mortgage Certification Program" near the Top of his class of 80 participants. Now with over 14 years experience in the Mortgage industry, he rapidly gained a reputation based on Honesty, Integrity, Knowledge, and unmatched Customer Service to Clients, Real Estate Agents, and Builders which allowed him to quickly rise to being in the notable  "Top Producers Club" within Academy. Jon was also recipient of his company's "Customer Satisfaction Award" for highest client satisfaction ratings [from CUSTOMER surveys] an unprecedented 4 consecutive years, as well as the company  "All-Star Award" within his Region. In addition, Jon was a winner of the prestigious "Five Star Professional" Industry Award, as featured in the August 2013 issue of "Atlanta Magazine". He is thankful to have received an extensive list of excellent Testimonials from his clients and Real Estate Agents, that can be found on this website, Zillow, and elsewhere.

With extensive Experience and Knowledge with virtually ANY loan program or need - - including FHA, VA, Conventional loan products, Investment Properties, JUMBO loans, USDA/Rural Housing, HUD REOs, Foreclosures/Short Sales, Refinances, 1st Time Homebuyers, and more - - Jon's #1 PRIORITY is to make the normally stressful loan process Smooth, Easy, and Hassle-Free since his #1 GOAL is to make EVERY client a CUSTOMER FOR LIFE. And he understands that the only way to do this is to gain the Trust and Confidence of EACH client by removing the "unknowns" and ensuring your transaction with him EXCEEDS your Expectations.

In his spare time, Jon enjoys spending time with Family/Friends, watching and attending local sporting events, trying out local Restaurants, Rollerblading, Skiing, and Playing Guitar. His #1 Life Passion though is World Travel and experiencing different cultures. He is active in the community, including Habitat for Humanity, The Annual High Museum Wine Auction Fundraiser, and Georgia Tech Alumni Association.

Mortgage Education

View these helpful tips for becoming a homeowner.
Jon was very reachable at all times, this was the easiest and best mortgage experience I have ever experienced.Thomas Sanders

NMLS# 204787

State Lic: GA: 28208;

Corp Lic: GA: 20505;

Georgia Residential Mortgage Licensee;

Tips for a Simple Loan Approval

If you encounter a special situation, it is best to mention it to us right away so we can help you determine the best way to achieve your goals.

DO’s

DONT’s

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10 Steps to Homeownership

From pre-approval to closing, Academy will help you along the road to homeownership. You can count on us for responsible, honest, and ethical service in every step of the process.

  1. Loan pre-approval. Pre-approval allows you to search for a home that you can afford based on your credit, income, and assets. An application and supporting financial documents must be submitted to your Loan Officer, including pay stubs, tax returns, and account statements.
  2. Home search Once pre-approved, start shopping with your real estate agent! When you decide on the right home for you, the terms of sale are negotiated and your agent presents your offer to the seller.
  3. Formal loan application and product selection. After the seller accepts your offer, formally apply for home financing and select the ideal loan product to meet your needs.
  4. Appraisal and home inspection. As your application is being processed, an appraisal is ordered to identify any discrepancies between the sale price and appraised value. Properties are also inspected for water and termite damage and other safety hazards.
  5. Processor’s and underwriter’s review. A loan processor reviews the entire loan file and sends all pertinent information to an underwriter who makes the final decision to approve the loan.
  6. Final loan approval. If you have a good credit score and debt-to-income ratio, your loan will likely be approved. Keep in mind that there may be financial conditions or property conditions that need to be met before final loan approval.
  7. Closing. Final loan and escrow documents are prepared and signed by you (the buyer) and the seller.
  8. Funding. A wire or check for the amount of the loan is sent to the title company.
  9. Close of escrow. Documents that transfer titles are recorded with the county.
  10. Confirmation of recording. The title company authorizes the escrow company (or closing agent) to draft a check to the seller.

Ultimately the final step . . . MOVE INTO YOUR NEW HOME!

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BUYING VS. RENTING

For many, the benefits of buying a home outweigh the advantages of renting. With mortgage interest rates at historic lows and rents on the rise, now is an affordable time to finance a mortgage with a fixed monthly payment lower than rent.

If you plan to stay in your home for more than six years, buying a home could save you thousands of dollars over renting. And don’t forget about the noisy neighbors upstairs.

The Benefits of BUYING

TAX SAVINGS
Mortgage loan interest is deducted from your state and federal income taxes and a portion of your property taxes may also be deducted.

STABILITY
Fixed mortgage payments (principal and interest) will not change during the loan term whereas rent payments may increase annually.

BUILD EQUITY
Owning a home long term allows equity to build and thus your home investment to grow.

The Benefits of RENTING

FLEXIBILITY
Renting may be the preferred option for those planning or needing to make a move in less than six years.

LITTLE OR NO MAINTENANCE
Renters are often able to rely on landlords and property managers to pay for and make necessary home repairs.

UTILITIES MAY BE COVERED
Some utility expenses may be included in monthly rent payments.

Contact me today to start realizing the benefits of homeownership.

Please consult a tax professional about your specific situation and the tax savings benefits of homeownership.

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