The Mark Jones Team

NMLS# 513437

Branch Manager, Producing

The Mark Jones Team
Branch Manager, Producing

Senior Loan Officer
Senior Loan Officer
NMLS# 513437
State Lic: TX # 513437;
15900 La Cantera Parkway
Suite 26235
San Antonio, TX 78256
Direct: (210) 399-0426
Mobile: (210) 683-1481
Top Producer's Club - Over 12 Million
Top Producer's Club - Over 18 Million
MPA Top Young Guns 50 Under 35
2015 President's Club - Over 25 million Purchase Loans
2016 President's Club - Over 25 million Purchase Loans
2017 President's Club - Over 34 Purchase Loans
mark.jones@academymortgage.com

Academy's My Mortgage App

Welcome!

It’s all about service at Academy Mortgage, and our company has been meeting the needs of homebuyers across the United States since 1988. I joined Academy because of its strong reputation for integrity-based mortgage lending, its unwavering commitment to responsible lending practices, and for its broad portfolio of mortgage solutions and tools.

Since joining Academy, I have helped many individuals and families attain the dream of homeownership. Whether you want to buy a new home or refinance an existing mortgage, I will provide a customized solution for you at competitive rates. No brokering, no middleman, no hassle, no surprises.

Academy is a direct lender, which means that my Branch and Regional Offices are equipped to complete the entire loan process in-house—all loan processing, underwriting, closings, and funding are handled locally. As a result, we have a proven track record of closing loans as quickly and efficiently as possible.

I will be in control of your loan file from start to finish, and I will be up-to-date on the status of your loan at all times. I understand the importance of maintaining continuous communication throughout the loan process and commit to providing you accurate, timely, and honest mortgage advice.

I invite you to put us to the test. Let me show you how simple and easy securing a mortgage can be.

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ARTICLES

Read these articles to educate yourself on the mortgage process and industry.
Shawnda Parker

NMLS# 513437

State Lic: TX: 513437;

Corp Lic: TX: 3113;

Figure: 7 TAC §81.200(c) CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV.;

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Tips for a Simple Loan Approval

Here is a list of useful tips to facilitate an effortless loan process. These DO’s and DON’Ts will help you avoid any delays and costly challenges with your loan approval.

If you encounter a special situation like identify theft, it is best to mention it to us right away so we can help you determine the best way to achieve your goals.

 

DO’S

DO call us if you have any questions.

DO provide requested documentation promptly and in its entirety.

DO continue living at your current residence.

DO continue making your mortgage or rent payments.

DO continue to use your credit as normal.

DO keep working at your current employer.

DO keep your same insurance company.

DO stay current on all existing accounts.

DO expect requests for additional documentation throughout the loan process.

DO let us know if you will be receiving gift money before it is deposited into your account.

 

DONT’S

DON’T change your employment status.

DON’T make any major purchases (car, furniture, jewelry, etc.).

DON’T change bank accounts.

DON’T make any large cash deposits into your bank accounts.

DON’T transfer any balances from one account to another.

DON’T close any credit card accounts.

DON’T consolidate your debt onto one or two credit cards.

DON’T apply for new credit or open a new credit card.

DON’T max out or overcharge on your credit card accounts.

DON’T take out a new loan or co-sign on a loan.

DON’T pay off any loans or credit cards, charge offs, or collections without discussing it with us first.

DON’T finance any elective medical procedure.

DON’T join a new fitness club.

DON’T open a new cellular phone account.

DON’T have your credit pulled or dispute any information on your credit report.

DON’T pack away or store any important documents, even if they aren’t initially requested.

 

Let us show you how simple securing a home loan can be.

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Buying vs. Renting

For many, the benefits of buying a home outweigh the advantages of renting. With today's low mortgage interest rates and rents on the rise, now is an affordable time to finance a mortgage with a fixed monthly payment lower than rent.

If you plan to stay in your home for more than six years, buying a home could save you thousands of dollars over renting. And don't forget about the noisy neighbors upstairs. 

THE BENEFITS OF BUYING

TAX SAVINGS
Mortgage loan interest may be deducted from your state and federal income taxes and a portion of your property taxes may also be deducted.

STABILITY
Fixed mortgage payments (principal and interest) will not change during the loan term whereas rent payments may increase annually.

BUILD EQUITY
Owing a home long term allows equity to build and thus your home investment to grow.

THE BENEFITS OF RENTING

FLEXIBILITY
Renting may be the preferred option for those planning or needing to make a move in less than six years.

LITTLE OR NO MAINTENANCE
Renters are often able to rely on landlords and property managers to pay for and make necessary home repairs.

UTILITIES MAY BE COVERED
Some utility expenses may be included in monthly rent payments.

Contact me today to start realizing the benefits of homeownership.

Please consult a tax professional about your specific situation and the tax savings benefits of homeownership.

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