Todd Fowlks

NMLS# 283797

Loan Officer

State Housing Agency Loans

What is a State Housing Agency Loan?

State Housing Agency Loans are designed to support strong, viable communities by ensuring an ongoing inventory of affordable housing for disadvantaged populations.

What are the benefits of a State Housing Agency Loan?

State Housing Agency Loans offer the following features:

  • Low interest rates.
  • A variety of down payment assistance programs for eligible buyers.

Who may benefit from a State Housing Agency Loan?

State Housing Agency Loans provide affordable housing opportunities for low- and moderate-income households, underserved minority populations, people with disabilities, and the elderly.

For more information

For more information specific to your area, click on the state that interests you or contact Academy Mortgage.

NMLS# 283797

State Lic: UT: 5488080; ND: NDMLO283797; WA: MLO-283797; CA: CA-DBO283797; MA: MLO283797; MD: 33750; ME: 283797; IL: 031.0045688; AZ: 0938871; OR: 283797; PA: 59235; IN: 32910; DE: MLO-283797; MI: 283797; VT: VT283797; NH: NH283797; NV: 57762; CT: LO-283797; VA: MLO-31927VA; RI: 283797; MT: 283797; GA: 53529; TX: 283797; SD: MLO.05574; WY: 5483; ID: MLO-20416; CO: 100505993 ; DC: MLO283797; NC: I-173645; FL: LO41307 ; AK: AK283797; IA: 28984 ; WI: 283797; KY: MC389192 ; KS: LO.0035274 ; AL: 283797; LA: 283797; MO: 16442-MLO; WV: LO-35683;

Corp Lic: UT: 5491140-MLCO; ND: MB102880; WA: CL-3113; CA: 4170013; MA: ML3113; MD: 12423; ME: SLM10136; IL: MB.6760661; AZ: BK-0904081; OR: ML-2421; PA: 22177; IN: 10966; DE: 010825; MI: FR0018875; VT: 6289, 3113-1, and 1068 MB; NH: 14276-MB; NV: 2731 and 1147; CT: 15784; VA: MC-5196; RI: 20122817LL and 20122818LB; MT: 3113; GA: 20505; TX: 3113; SD: ML.04859; WY: 1386; ID: MBL-671; CO: 3113; DC: MLB3113; NC: L-143680; FL: MLD241; AK: AK3113 ; IA: 2008-0108; WI: 3113BA and 3113BR; KY: MC23305; KS: MC.0024999; AL: 20839; LA: 3113; MO: 17-2271; WV: MB-31803 and MB-31804;

Licensed by the Department of Business Oversight Under the California Residential Mortgage Lending Act; Massachusetts Mortgage Lender License; Illinois Residential Mortgage Licensee; Licensed by the New Hampshire Banking Department; www.nmlsconsumeraccess.org; Rhode Island Licensed Lender; Georgia Residential Mortgage Licensee; Figure: 7 TAC §81.200(c) CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV.; Kansas Licensed Mortgage Company;