Learn more about Construction Loans
If you can’t find your dream home, build it
Construction Loans offer the opportunity to build your dream house from the ground up, using a short-term, interest-only loan to finance the construction.

A few key benefits of Construction Loans:
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Upfront financing – With Construction Loans, you combine the costs of construction with your mortgage for one monthly payment over the life of the loan.
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Customize your living space – By building from the ground up, you may be able to now build your dream home the way you have always wanted it.
A Construction Loan might be a good fit if you:
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Want to customize your home
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Want to live in a brand-new house
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Are okay with the timeline and process of building a house

Mortgage myths
Don’t let myths about Construction Loans hold you back
Myth #1: Lenders will lend based on what the house will be worth
Not always! Lenders today will lend either the amount of money put into the construction costs or the market value of the home after completion, whichever is less.
Myth #2: You need to own the land before applying for a Construction Loan
Not quite! One of the benefits of a Construction Loan is that buyers can actually get approved before acquiring land.
Dig a little deeper

Take a second look at that fixer-upper
You could increase the odds of getting into a home you love by using this strategy.

Buying a flipped house vs. renovating
Should you shop flipped homes, or is a Renovation Loan the path to your dream home?

Real estate is still the #1 investment
Is now the right time to buy? Real estate continues to rank as Americans’ top investment.