Learn more about Specialty Loans
When you need a mortgage as special as your circumstances
Applying for a mortgage isn’t always so straightforward. For "unconventional” situations that might not be covered by a Conventional Loan—like a medical professional using projected income to qualify—a Specialty Loan offers a solution.
A few key benefits of Specialty Loans:
Tailored to you – With a Specialty Loan, we work to find what works best for you and your situation. You can rest assured we will go over all your options and keep you in the loop during the entire process.
Flexible requirements – Specialty Loans cover things that Conventional Loans do not, and provide unique benefits for some borrowers they couldn't get elsewhere.
A specialty Loan might be a good fit if you:
Don’t qualify for other traditional loan options
Work as a medical professional, teacher, first responder, or in another specialized industry
Have a guaranteed contract of employment, or other income
Don’t let myths about Specialty Loans hold you back
Myth #1: Specialty Loans are dangerous
Not true! A Specialty Loan is simply a type of mortgage designed specifically for homebuyers who are applying under special circumstances.
Myth #2: Specialty Loans require 20% down
Nope! There are different types of Specialty Loans that come with different terms. Some homebuyers may be eligible for up to 100% financing—meaning, no down payment required—if they qualify.