There are many programs available that may help you get the financing you need to purchase a home. Below is our quick and easy guide to some of the more popular programs!

	MINIMUM DOWN PAYMENT	STANDARD  MAXIMUM LOAN AMOUNT	MAXIMUM SELLER CONTRIBUTIONS	ARE GIFT FUNDS ALLOWED?	MINIMUM  CREDIT SCORE
FHA FEDERAL HOUSING ADMINISTRATION	3.5%	$294,515 for single-unit home, will vary by county	6% of purchase price	YES	580
VA VETERANS AFFAIRS	0% 100% financing available for eligible borrowers	$453,100 for 1–4-unit homes	4% of purchase price	YES	580
USDA UNITED STATES DEPARTMENT OF AGRICULTURE	0% 100% financing available for eligible borrowers	101% of appraised value	6% of purchase price	YES	620
CONVENTIONAL	3%	$453,100 for 1–4-unit homes	3% when LTV is greater than 90% 6% when LTV is between 75.01%–90% 9% when LTV is 75% or less	YES	620

All mortgage products are subject to credit and property approval. Rates, program terms, and conditions are subject to change without notice. Not all products are available in all states or for all amounts. Additional conditions, qualifications, and restrictions may apply. This is not an offer for extension of credit or a commitment to lend.