Get Your Dream Home with the Help of One of Grand Junction's Top Mortgage Lenders
Academy Mortgage Corporation is the name you can trust when it comes to financing a home in Grand Junction. As a mortgage company with over 30 years of experience, we have the capability to help you secure a loan that doesn't only cover the price of your dream house, but also has manageable repayment terms.
We understand the challenges of owning a home in a city like Grand Junction, especially for first-time buyers who can’t fund a hefty down payment or don’t have a high credit score. Our Loan Officers have the capability to help you purchase your dream home with manageable repayment terms.
Branches
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Grand Junction
Grand Junction
1114 N 1st Street, Grand Junction, Colorado 81501Branch: (970) 208-1301Fax: (866) 404-8130 -
Grand Junction 25 Road
Grand Junction 25 Road
604 25 Road, Grand Junction, Colorado 81505Branch: (970) 852-3400
Our mortgage programs include:
Fixed-Rate and Adjustable Rate Mortgages
Grand Junction mortgage clients have access to a full range of programs, most of which offer both fixed and adjustable mortgage rates to choose between.
FHA LOANS
If you’re buying your first home, potentially with a lower credit score, one ideal program you may qualify for is the FHA Loan. It offers lower down payments and several other benefits.
State Housing Agency Loans and DPA Programs
We’ve helped numerous Grand Junction mortgage clients evaluate their eligibility for state-run DPA programs and low-interest mortgage rates.
USDA Loans
Many of our clients live in eligible rural areas and therefore qualify for USDA Loans, government-backed programs with no down payments and favorable interest rates.
Conventional Mortgages
One of our most popular mortgage programs in Grand Junction is the Conventional Mortgage, which allows for low down payments for those with good credit.
VA Loans
Eligible military members, Veterans and spouses will have access to the VA Loan program, a government-backed offering with no down payment and also no mortgage insurance requirement.
Renovation Loans
Available to both fixer-upper buyers and current homeowners looking to refinance and renovate, Renovation Loans help numerous Grand Junction residents obtain the needed funds.
Refinance Loans
We provide a variety of refinancing options to those trying to lower their payments or interest rates, change loan terms or receive a cash-out due to home equity.
Jumbo Mortgages
Grand Junction homebuyers who need greater financing amounts than conforming Conventional Loan come to us for Jumbo Loans.
Reverse Mortgages
Offered to those aged 62 and above, Reverse Mortgages allow for purchase or refinancing methods that capitalize on your home equity to benefit you in a few potential ways.
First-time Homebuyer Loans
Grand Junction buyers looking to obtain their first mortgage should consult with our team, which offers several high-quality programs and mortgage rates.
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Why Choose Us?
As a direct mortgage lender in Grand Junction, we handle loan processing, underwriting, and funding, all locally. In turn, we expedite the entire process of securing a mortgage.
Furthermore, we've established our strength and stability as a company over the years. Choosing us means getting the benefits of our exceptional mortgage services, innovative tools, and integrity-based mortgage banking. We’ll help you make a sound decision for you and your family.
Give us a call today. Let's talk more about how we can help you.
CONTACT US for more information about Academy Mortgage, your 1st CHOICE Home Loan Lender!
Corp State Lic CO #3113