Home Loan Lender and Mortgage Refinancing Experts in Meridian
As a full-service mortgage lender, we offer a wide range of financing solutions. From Idaho FHA and USDA Loans to VA Mortgages, Conventional Loans, and more, we have access to lending programs of all types. Our team will work with you to find your most favorable option, a loan that meets both your needs and your budget.
We believe that everyone deserves the opportunity to own their home without threatening their financial security. And that’s what drives us every day to help our customers find the best home loans in Meridian.
Our Mortgage Programs
Owning a home remains one of the pillars of the American dream—and home loans help us get there.
At Academy Mortgage in Meridian, Idaho, we can help find what you're looking for. Whether you are planning to buy a house, refinance your existing property, or put a Reverse Mortgage on your home, we have loans for every price range and budget.
Meridian’s First Choice for Home Refinance Loans
Is it time to refinance your Meridian, Idaho, home? Mortgage refinancing is a big step, and the professional team at Academy Mortgage can help you determine if replacing your current home loan with a new one makes good financial sense.
Refinancing could result in a lower interest rate a reduced monthly mortgage payment, better home loan terms or all three. Taking out a Refinance Loan could also allow you to drop the extra expense of private mortgage insurance or tap into the equity of your home. As a homeowner, you have plenty of reasons to consider refinancing, and our loan experts can evaluate your current mortgage and explain how a refinance loan can benefit you.
If you love your Meridian home, but want a home loan that best meets your needs and budget, mortgage refinancing might be the right option. And if you’re ready to take the leap, we’re here to help.
Mortgage Refinancing Solutions for Meridian Homeowners
Mortgage refinancing involves much more than rate shopping. When you refinance, you could opt to extend the term of your home loan to lower your monthly mortgage payment. Or, if you’d prefer to build up equity more quickly and you can afford to put additional cash toward your loan, you could choose a shorter term.
For more predictable monthly payments and an easier time budgeting, switching from an adjustable-rate to a fixed-rate home loan can be an effective strategy. Cash-out refinancing lets you convert the equity you have in your Meridian home into funds you can use any way you like.
Whatever your mortgage refinancing goals, the lending specialists at Academy Mortgage will try and help you find a home loan that provides you with the benefits you're that best suit your need. And with us, the process of securing a refinance loan will be simple and stress-free.
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Why Choose Us?
We’re committed to responsible lending practices, and we handle the loan processing, underwriting and funding in-house. Our team also works directly with real estate agents, title companies, appraisal services, and others who are integral to these processes. As such, we’re able to move everything along more quickly and meet every need.
Choose us, and you’ll have mortgage and loan experts working on your behalf, ready to explain your financing options, answer your questions and offer advice. We care about our customers, and with our streamlined process, innovative mortgage tools, and extensive variety of loan solutions, working with us is a great way to achieve your financing goals.
CONTACT US for more information about Academy Mortgage, your 1st CHOICE Home Loan Lender!
Corp State Lic ID #MBL-671