Raleigh, North Carolina’s Favorite Home Loan and Mortgage Refinancing Team
There are so many beautiful homes for sale in Raleigh, North Carolina. If you’re about to start shopping for one, come to Academy Mortgage first to get pre-qualified for a home loan. (Pre-qualification is not a commitment to lend.)
Academy loves technology and has a great app called My Mortgage that gives you the convenience to apply online through your phone or computer. Just because we use technology does not mean we scrimp on offering personal service. With our loan officers and our virtual process you get the best of both worlds.
We tell our clients not to worry if they’re low-income or if their credit report isn’t stellar. That doesn’t mean you can’t qualify for a home loan.
Likewise, if your income and credit are good but you want to buy a house that a Conventional Mortgage won’t cover, we can help you find out if you’re qualified for a Jumbo Loan.
With Academy Mortgage, there’s no reason to fear applying for a home loan. Come see our helpful lenders, and stop paying rent every month.
Our Home Loan Options
You may not be familiar with all home loan options available to homebuyers today. But you don’t have to be—that’s our job at Academy Mortgage of Raleigh, North Carolina!
If you’re low-income, you may be eligible for one of many home loan programs that exist just to help this segment of the population become homeowners. Even if your credit score isn’t great, you may still qualify.
But you won’t know until you come in and see the experts at Academy Mortgage. Call or come in today to talk to us about what home loan program is right for you.
Why You Should Consider Refinancing Your Raleigh Mortgage
There are many reasons homeowners look into mortgage refinancing, but the most common one is to save money.
The number of homeowners refinancing usually spikes after a drop in the interest rate. If the interest rate falls at least 1% below the rate you have now, you could potentially save thousands of dollars over the life of your loan.
You may even be able to lower your monthly payments with mortgage refinancing. Or, if you’re interested in saving more money in the long term, you could opt for higher payments and a shorter loan term.
Another common reason homeowners are interested in mortgage financing is because they want to get some cash back to use to bridge a difficult financial period, do some home renovations, or fund another expense.
If you opted for an adjustable-rate mortgage when you originally took out your home loan, you might want to refinance to switch to a fixed-rate mortgage, which provides for more predictable monthly payments.
Mortgage refinancing can save you a lot of money, but it’s not always the case. Use a trusted mortgage lender like Academy Mortgage to give you honest, frank advice about whether mortgage refinancing can help your financial situation.
Why Choose Us?
Academy Mortgage isn’t some faceless giant you can never get on the phone when you need help. You can come into our Raleigh office anytime you have a question about your mortgage—we’re committed to supporting our clients. You can trust us, because we’ve been around since 1988—we’re not going anywhere. When you want to know more about home loans, mortgage refinancing, or any aspect of financing a home purchase, come see the friendly team at Academy Mortgage.
CONTACT US for more information about Academy Mortgage, your 1st CHOICE Home Loan Lender!
Corp State Lic NC #L-143680