One of Redmond's Most Trusted Mortgage Lenders

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Redmond Home Loans and Mortgage Refinancing

Are you shopping for a home in Redmond, Oregon? Come to the professional mortgage lenders at Academy Mortgage for your home loan—you’ll be glad you did!

Shopping for a home is fun and exciting, but let’s face it—it can be stressful as well. You will wonder if the home you choose has any hidden problems, if the neighbors will be nice, or if the taxes will go up. Give yourself one less thing to worry about, and count on Academy Mortgage for your home loan or mortgage refinancing.

 

 
 

Our Home Loan Options

Even if you’ve previously bought a home, selling it and buying another one can be confusing process. There are so many types of home loans available. You may not know which ones you qualify for. Plus, if you’ve had any change in circumstances since your last home loan, the programs you are eligible for may have changed. Rely on the experts at Academy Mortgage to help you through this process.

Learn more about the many programs available. Our team will help you navigate all the programs.

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Fixed-Rate and Adjustable Rate Mortgages

Unsure which mortgage rate type to pursue? We offer both fixed and adjustable rates to our Redmond mortgage clients, plus explainers on each.

Read more here.

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FHA LOANS

One of the most popular mortgage programs among first-time homebuyers is the FHA Loan, backed by the Federal Housing Administration, which comes with several distinct benefits.

Read more here.

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State Housing Agency Loans and DPA Programs

State-run DPA programs allow for low-interest mortgages and down payment assistance to many borrowers.

Find out if you qualify today.

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USDA Loans

The US Department of Agriculture backs the USDA Loan program, which comes with 0% down and other significant benefits for those building homes in many rural areas of the country.

Read more here.

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Conventional Mortgages

If you’re looking for a low down payment on a Redmond mortgage and have good credit, the Conventional Mortgage program may be for you.

Read more here.

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VA Loans

If you’re an active-duty military member, Veteran or even a spouse in many cases, you may qualify for government-backed VA Loans with no down payments or mortgage insurance required.

Read more here.

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Renovation Loans

Are you a Redmond homeowner or buyer interested in renovating or refinancing your home? For this or new home fixer projects, Renovation Loans might be your best bet.

Read more here.

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Refinance Loans

Whether you’re looking to change your loan program, lower your monthly payments or take advantage of the equity you’ve built in your home, refinancing may be just the thing.

Read more here.

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Jumbo Mortgages

For any Redmond homebuyer attempting to purchase a pricier, larger home above a certain amount, we’ll help you learn about and if you qualify for Jumbo Loans.

Read more here.

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Reverse Mortgages

If you’re over the age of 62 and want to capitalize on your home’s equity or purchase a new home with great payment flexibility, the Reverse Mortgage program may be for you.

Read more here.

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First-time Homebuyer Loans

Much of the Redmond home search market is made up of first-time buyers. We provide several ideal programs for such buyers, including FHA, VA, USDA and Conventional Mortgages.

Read more here.

Get Help from Redmond's Home Refinancing Experts

If you’re thinking of mortgage refinancing in Redmond, Oregon, come to the experienced professionals at Academy Mortgage.

Interest rates fluctuate over time, and this affects the cost of borrowing money. While people borrow money for many reasons — to buy a car, start a business, go to college, etc.—often the biggest loans are home loans. The median price of a home in Redmond is over $300,000—a sizeable investment even by today’s standards.

If you got your home loan at a time when interest rates were higher than they are now, you might stand to save substantially with mortgage refinancing. We can help you achieve savings like this at Academy Mortgage.

Regardless of your motivation for mortgage refinancing, rely on the Academy Mortgage team to help. We have the financial backing of a major national chain, but we offer you the personal, one-on-one service of a local lender. We can also complete your mortgage refinancing faster and more efficiently than a mortgage broker, because there is no middleman. We do it all.

Why Choose Us?

It’s so important to depend on a mortgage lender you can trust. We have been in the home loan business since 1988, and we put our 30-plus years of experience to your advantage to get you a mortgage with the best terms for you.

One major benefit of working with Academy Mortgage is that we are one of the top mortgage lenders in the U.S. This gives us the flexibility to offer you competitive rates and a large variety of loan programs.

 

CONTACT US for more information about Academy Mortgage, your 1st CHOICE Home Loan Lender!


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