A Trusted Mortgage Lender in Tyler

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Your Tyler Home Loan and Mortgage Refinancing Specialists

Some potential homebuyers can feel intimidated by the home loan application process. If you’re not familiar with it, it can seem confusing. But that’s what we’re here for. We’re the experts in home loans, and we make the process easy for you, guiding you every step of the way.

If you’re a low-income earner, you might think you won’t qualify for a home loan. But the truth is, there are many programs out there targeted specifically to low-income earners. Nothing should stand in the way of your dream of owning a home; come talk to our specialists to find out which programs you may qualify for.

Homebuyers with larger incomes often can qualify for a Conventional Mortgage. But the larger homes equipped with more features that are so popular today might be more than a Conventional Mortgage covers. In these cases, we can help you apply for a Jumbo Loan.

Don’t let anything hold you back. We can show you how to achieve your dreams. Stop paying rent every month, and join the ranks of Tyler homeowners—with the help of Academy Mortgage.

 
 

Our Home Loan Options

Today’s homebuyers have so many home loan options that it’s unlikely they are aware of them all. But that’s OK, they don’t have to be—that’s our job at Academy Mortgage of Tyler.

Our years of experience, combined with our skills and our continual training, give us the advantage in the mortgage lending industry. Homebuyers will be hard-pressed to find a more knowledgeable team than the group at Academy Mortgage.

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Fixed-Rate and Adjustable Rate Mortgages

Should you get a fixed-rate or an adjustable-rate mortgage? The experts in our Tyler office can go over your options with you. Come in today to learn more.

Find out more today.

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FHA LOANS

Federal Housing Administration Loans are specifically for low-income homebuyers. Talk to the friendly lenders in our Tyler office today to find out how you can qualify for an FHA Loan!

Read more here.

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State Housing Agency Loans and DPA Programs

State Housing Finance Agency Loans and Down Payment Assistance programs help put low-income families and individuals into their own homes. Ask us if you qualify for one of these programs.

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USDA Loans

If you love the country, consider a U.S. Department of Agriculture loan for low-income homebuyers willing to live in a rural area. Ask our lenders in Tyler how to qualify.

Find out more about this program today.

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Conventional Mortgages

Homebuyers who have good credit scores and enough money saved up for a down payment may qualify for a Conventional Mortgage. Talk to our lenders in Tyler to learn more.

Read more here.

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VA Loans

If you’re a Veteran or the surviving spouse of a Veteran, you may be eligible for a 0-down Veterans Affairs home loan. Call our Tyler office to learn more.

Read more here.

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Renovation Loans

When you need to do some major home repairs but don’t have the cash, a Renovation Loan can help. Talk to our mortgage lenders in Tyler to see if you qualify.

Learn if you qualify.

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Refinance Loans

Mortgage refinancing can help you save money over the life of your home loan. Ask our mortgage lenders in Tyler if refinancing would work for you.

Read more here.

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Jumbo Mortgages

Do you have your eye on an upscale home in Tyler? If a Conventional Loan doesn’t cover the cost, talk to our mortgage lenders about getting a Jumbo Mortgage.

Read more here.

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Reverse Mortgages

Homeowners 62 or older may qualify for a Reverse Mortgage. Talk to our team in Tyler about tapping into the equity in your home to fund your retirement.

Read more here.

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First-time Homebuyer Loans

First-time homebuyers in Tyler can apply for home loan programs designed just for them! Contact our team to see if you qualify for 0 down and no closing costs.

Read more here.

Mortgage Refinancing in Tyler, Texas, While Rates Are Low

When interest rates drop, the lenders at Academy Mortgage see a steady stream of customers looking for mortgage refinancing. They’re smart, because this simple move could save them thousands over the life of their home loan.

If you got your mortgage when interest rates were higher, you could save by refinancing when they drop. If you opt to lengthen the life of your loan at the same time, you could have the possibility to save even more on your monthly payments. However, if you choose to shorten the term of your loan, your monthly payments will be higher, but you’ll pay off the loan faster, so you could end up saving over the life of the loan.

You may be interested in cash back with a mortgage refinance. Opting for this feature allows you to fund purchases you may not otherwise be able to afford, such as a home remodel or a pool installation.

Some homeowners take the opportunity to switch from an adjustable-rate mortgage to a fixed-rate mortgage when they refinance. This allows them to have more stable monthly payments without unpredictable fluctuations.

Mortgage refinancing can be an astute financial move, but it’s not always the case. Choosing a mortgage company you trust can help you make the right decision about mortgage refinancing. Talk to the team at Academy Mortgage of Tyler to find out if mortgage refinancing is right for you now.

Why Choose Us?

With Academy Mortgage of Tyler, Texas, you get the best of both worlds. We have the backing of a large national firm, but our local office is staffed with members of our community here—you may see us at the art museum, the rose garden, or the zoo. When you do, give a friendly wave. We love being part of the dynamic Tyler community, and we love serving our customers. Whenever you have questions about home loans or mortgages, stop into Academy Mortgage and get excellent service with the biggest smile.

 

CONTACT US for more information about Academy Mortgage, your 1st CHOICE Home Loan Lender!


Get More Information Ready to Apply?

 

Corp State Lic TX #3113
Figure: 7 TAC §81.200(c) CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV.