Your Tyler Home Loan and Mortgage Refinancing Specialists
Some potential homebuyers can feel intimidated by the home loan application process. If you’re not familiar with it, it can seem confusing. But that’s what we’re here for. We’re the experts in home loans, and we make the process easy for you, guiding you every step of the way.
If you’re a low-income earner, you might think you won’t qualify for a home loan. But the truth is, there are many programs out there targeted specifically to low-income earners. Nothing should stand in the way of your dream of owning a home; come talk to our specialists to find out which programs you may qualify for.
Homebuyers with larger incomes often can qualify for a Conventional Mortgage. But the larger homes equipped with more features that are so popular today might be more than a Conventional Mortgage covers. In these cases, we can help you apply for a Jumbo Loan.
Don’t let anything hold you back. We can show you how to achieve your dreams. Stop paying rent every month, and join the ranks of Tyler homeowners—with the help of Academy Mortgage.
Our Home Loan Options
Today’s homebuyers have so many home loan options that it’s unlikely they are aware of them all. But that’s OK, they don’t have to be—that’s our job at Academy Mortgage of Tyler.
Our years of experience, combined with our skills and our continual training, give us the advantage in the mortgage lending industry. Homebuyers will be hard-pressed to find a more knowledgeable team than the group at Academy Mortgage.
Mortgage Refinancing in Tyler, Texas, While Rates Are Low
When interest rates drop, the lenders at Academy Mortgage see a steady stream of customers looking for mortgage refinancing. They’re smart, because this simple move could save them thousands over the life of their home loan.
If you got your mortgage when interest rates were higher, you could save by refinancing when they drop. If you opt to lengthen the life of your loan at the same time, you could have the possibility to save even more on your monthly payments. However, if you choose to shorten the term of your loan, your monthly payments will be higher, but you’ll pay off the loan faster, so you could end up saving over the life of the loan.
You may be interested in cash back with a mortgage refinance. Opting for this feature allows you to fund purchases you may not otherwise be able to afford, such as a home remodel or a pool installation.
Some homeowners take the opportunity to switch from an adjustable-rate mortgage to a fixed-rate mortgage when they refinance. This allows them to have more stable monthly payments without unpredictable fluctuations.
Mortgage refinancing can be an astute financial move, but it’s not always the case. Choosing a mortgage company you trust can help you make the right decision about mortgage refinancing. Talk to the team at Academy Mortgage of Tyler to find out if mortgage refinancing is right for you now.
Why Choose Us?
With Academy Mortgage of Tyler, Texas, you get the best of both worlds. We have the backing of a large national firm, but our local office is staffed with members of our community here—you may see us at the art museum, the rose garden, or the zoo. When you do, give a friendly wave. We love being part of the dynamic Tyler community, and we love serving our customers. Whenever you have questions about home loans or mortgages, stop into Academy Mortgage and get excellent service with the biggest smile.
CONTACT US for more information about Academy Mortgage, your 1st CHOICE Home Loan Lender!
Corp State Lic TX #3113
Figure: 7 TAC §81.200(c) CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV.